PICKING UP YOUR CASH THE EASY WAY
Depending on the area you are in, there are typically three ways to get your money:
The option is going to be based on your need. If you need the money today, you will have to drive to the nearest location and go into the office. If you have time, then you can have the lender send someone to you.
The standard for the industry is the more paperwork you do or the more in a rush you are, the worse the amount of money you get and the higher the interest rate. Some of our lenders are extremely easy to get a car title loan to the point that it is hard pressed to find an example where they didn’t fund someone.
DRIVE RIGHT UP
This option works for the customer who needs their cash now. When you come to location, everything will be done right there and then but you may not get the best interest rate. To overcome this, typically customers who come directly to the location will get a special of some sort, like a gas card or a discount. The disadvantage is that the lender may not be close to you and you may have to drive a distance to the store.
No credit checks. No hassles. Extremely easy to get. Approval rates well over 98.9% (pretty much everyone who has a clear car title can get a loan. Some take old cars with high mileage but the newer the car and the smaller the mileage the higher the amount you can get.
HAVE THE LENDER COME TO YOU
This option works real well if you are not in “the big city” and live a ways out. You can get a car title loan the same way as coming into the store but the lender would like to have all the paperwork done prior to them coming to you with a check. This will require to you email or fax documents and will require you to fill out forms. Not that they are hard to fill out. It just will take time out of your day.
The benefit may be well worth the wait because you usually get a very low interest rate and a very high amount of money. Maybe they might look at your credit report to see if you are who you say you are but the credit does not have to be good at all.
DEBIT CARD FUNDING
This is typically done when you have an older vehicle or you have all the time in the world to get your money on a newer car. The nice part of this is the interest rate is usually incredibly low and the payment terms are usually exciting. Plus, you get a debit card.
You can renew your loan and get more cash on it if needed. Also you are mot limited at all geographically. Anywhere. Any car. Great rates. Easy to get but they will probably check your credit. So-so credit is okay but bad credit is usually not allowed. This option is good for those people who don’t need it now but want to get it set up in case one day they do need the cash.