RV Title Loans with Max Cash® Title Loans
Need quick funding to tackle unexpected expenses? Learn more about securing an RV title loan with the help of Max Cash® Title Loans today!2 5
How Do RV Title Loans Work?
Securing a loan against a qualifying RV is possible! RV title loans are secured loans that help you tap into the available equity in your RV by using its title as collateral for the loan. Depending on the lender you decide to work with, you may be required to leave your RV with the lender throughout the duration of the repayment period.
Since an RV title loan is a type of secured loan, the inquiry process can be a lot more flexible than unsecured loans or traditional bank loans. Even if you are not happy with where your credit is at, you can secure emergency funding as long as you can meet the lender’s requirements!5
What is Considered to be an RV?
The abbreviation “RV” simply refers to the legal term “recreational vehicle”, and there are a few different classes to categorize these types of vehicles. One of the reasons why the class of your RV matters is because it will determine whether or not you need a special license or registration to operate the vehicle on public roads.
Known for being the largest and most expensive vehicles of the classes, these types of RVs are large and in charge on the roads. You will need a special license to operate Class A vehicles, but they are often the roomiest and most convenient to travel in if you need to go long distances or if you are looking to live on the road.
As the smallest of the classes for motorhomes, Class B vehicles include camper vans or sprinter vans that have been converted into “tiny homes”. While Class B vehicles do not require a special license to drive them, the accommodations are not as nice as Class A or C vehicles. There is significantly less space, but they are cheaper!
Although Class C RVs are not as sizable as Class A, they are quite a bit bigger than Class B vehicles and are typically built on the frames of pickup trucks or the chassis of a qualifying van. A distinct feature of a Class C RV is an over-cab sleeping area.
Other RVs can also include pop-up campers, teardrop trailers, travel trailers, and fifth-wheel trailers. Keep in mind that some lenders will only lend against a motorhome in the Class A or Class C range. If you want to get an RV title loan, reach out to a loan agent by calling 855-561-5626 and learn more about the qualifications for securing this type of loan.2 5
DOCUMENTS REQUIRED
What Do I Need to Apply for an Instant Online RV Title Loan?
Before you jump into your loan inquiry, remember that different lenders can have different requirements for loan approval. Some lenders will allow loans against trailers and class C vehicles but others will only lend against motorhomes. Whatever class your vehicle is, know that most lenders will only lend against an RV that is at least 2016 or newer.5
Applying for an RV title loan can be simple and straightforward, but during your loan request, you will be required to provide documentation to verify your income, identity, and other personal information.
The exact paperwork required to obtain loan approval can often vary from state to state and lender to lender, but you can typically expect to need the items below:5
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Title to a Qualifying RV in Your Name
(Should be Lien-Free) -
Valid, Government-Issued Photo ID
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Proof of Residence and Income
Other documentation may be required during your loan request, depending on the lender you work with and your state of residence in some cases.
Can I Get an Instant Online RV Title Loan?
Whether you are searching for a title loan, motorcycle title loan, or RV title loan, understand that the process isn’t designed to be instantaneous. The document verification process and the required vehicle inspection are steps that cannot be skipped when inquiring about an RV title loan, and both cannot happen in an instant. However, by gathering the proper documentation in advance, you can potentially speed through your loan inquiry!2 5
Exclusive RV Offers From Our Partners
When you think about RV title loans, you probably think about getting emergency funding to get back on your feet. But did you know some of the partners of Max Cash can offer exclusive perks besides funding?
Check out some of the top benefits of obtaining RV title loans through some of our RV title loan partners:2 5
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RV owners face quite a few expenses related to their lifestyle, especially if they live in their vehicles full time. Whether you use your RV once a year or drive in it full time, why not make every effort to save as much money as possible? You can benefit from a number of perks and savings through a GS Membership, including 10% off at Good Sam Campgrounds, and convenient discounts on fuel at Pilot & Flying J locations.
With Travel Assist, reducing out-of-pocket medical costs and getting emergency coverage for medical emergencies you may encounter while traveling is possible. Get coverage for both you and your vehicle! While you don’t have to assume the worst will happen, you can prepare yourself for the unexpected.
RV Title Loan FAQs
Find out what your options are when it comes to accessing motorhome-secured loans by taking a closer look at the following questions:5
Generally, no. RV title loans are secured by your motorhome, making them easier to qualify for, even if your credit score isn’t ideal.5
To qualify for an RV title loan, your RV must usually be at least 2016 or newer.5
Typically, to be eligible for an RV title loan, your motorhome needs a lien-free title, as well as sufficient equity. If you are interested in learning more about securing an RV title loan, call us at 855-561-5626.5
A travel trailer is not considered to be a motorhome, as it does not meet the class requirements. Whether or not you can get a travel trailer title loan varies from lender to lender, but keep in mind that some lenders will only allow loans secured by RVs or motorhomes.5
Learn more about RV title loans online or over the phone by submitting your inquiry online or calling 855-561-5626! Skip the hassle of a store visit and start your inquiry with Max Cash Title Loans online today. Through Max Cash Title Loans, you can expect a streamlined inquiry process designed to be as convenient as possible, so you can focus less on submitting a loan inquiry and more on getting your finances back together.5
