Adding Names and Removing Liens on Car Titles

Adding names and removing liens on car titles can be an important part of car ownership, and lending (related to your vehicle). If you have never done it before it will be helpful to know some of the terms that come with the process and more about the process itself. 

Whether you are applying for a car title loan or becoming a new owner of a vehicle, it will be helpful to know the ins and out of title transfers. 

A Few Helpful Terms to Know About with Title Transfers

A certificate of title provides documentary evidence of the right of ownership. When referring to a lien with a car’s title, a lien is added to that document if there is a loan on it. The lienholder will be the one whose lien is on the car’s title. 

Where to Go When Adding Names and Removing Liens on My Vehicle Title? 

When needing to add or remove a lien to your car’s title, your local Department of Motor Vehicles (DMV) is where all of it can be done. 

You will have to bring the necessary documents (those will vary on whether you are adding or removing, and on in your state that you live in). 

The DMV can provide you with a new title or a duplicate title once you provide them with all the necessary documents and any attached title fees. 

In general, most DMV offices will ask for: 

• Your driver license or state ID 
• Original paper title or Original title electronic transfer if applicable. 
• Completed forms (for example a title application or transfer of ownership form, which can all be found online. 
• Proof of insurance
• Vehicle registration
• Documents related to your situation; a few examples of such documentation include:
  • Bill of sale or invoice
  • Reassignment form
  • Lien release from a lienholder 
  • Notarized power of attorney

When Will a Name Need to Be Added to A Vehicle’s Title? 

Here are a few scenarios in which a lien /name will need to be added to a title: 

• After a name change, you will have to add your new name to the car’s title. 
• When gifting your car to a family member or friend
• If you take out a loan on your vehicle (a car title loan from a financial institution, an auto loan, finance a car from a dealership or a private lender, or are leasing a vehicle) 
• If you refinance and exiting a loan on your vehicle, you will need to add the new lienholder’s name to the car’s title, after removing the previous lender. 

When Will I Need to be Removing a Lien on a Car’s Title?

• Once a loan on your vehicle is paid back, you can remove a lien on your car’s title. Your lender should provide a lien release, and you should be able to get a new or duplicate title. 
• If you just bought a vehicle, you could get a title transfer for documentation proving that you are the owner of the vehicle. 

Can I Use My Car’s Title to Get Cash?

If you are facing an unexpected expense, you could get use your vehicle to get the cash that you need. 

Title loans make it easy to get the funds you need in as little as one business day after approval. 

At Max Cash Title Loans, we make it easy to connect with title loan lenders all across the United States.  And we may be able to help you even if you don’t have a clear title. 

Here are a few advantages that come with working with us and our marketplace: 

• Low monthly payments⁴ 
• Competitive interest rates⁴ 
• A simple process that can be done online or over the phone.
• We are here 7 days a week and during many holidays. 
• No hidden fees³ 
• No early payment penalties³

Here is what the Application Process will Look Like: 

1) Apply for an Online Auto Title Loan — the first step is to reach out to us online or over the phone and answer some basic questions. 

2) Talk to a Loan Agent About Eligibility— next, a loan agent will help you figure out the next steps of the process. 

3) Find Out About Approval with a Lender — after sending in all the necessary documents, you will find out approval with a lender.

4) Once Approved, Get the Funds — finally once approved for an auto title loan, the funds can be made available in as little as 24 hours^{1 2}

If you need emergency cash a title loan could be the best place to start! And when working with Max Cash Title Loans we can help you with the entire process that comes with a title transfer, whether adding names or removing liens on car titles. To get started, head to our website and apply, or give us a call at (855) 561-5626.  For information on title loans and our process check out our FAQ page.