Car Title Loan Hidden Fees

Let's get started

Get your cash today by filling out this form or for instant pre-approval call (855) 561-56262

  • 1
    Car Information
  • 2
    Your Information
  • 3
    Free Estimate
By tapping or clicking “Get Your Estimate”, you acknowledge and agree to the Terms of Use, FCRA Policy, Electronic Consent and Privacy Policy. You acknowledge and agree that you are providing express written consent for Tradition Media Group LLC to share information you've provided, and for TMG and/or up to six partners to contact you with marketing and other messages via email and/or at the phone number provided via automatic dialing systems, recurring autodialed and prerecorded calls, or SMS/MMS messages (charges may apply), even if my telephone number is listed on a Federal, State, or other jurisdiction Do-Not-Call list. You acknowledge that consent to these communications is not a condition to utilizing these services.

Thank you!

Your application has been submitted.

For faster service call us now!


Next steps

Confirm there are no errors on your credit reports! Your credit score is not a factor but your information must be accurate.

Thanks for Applying

Congrats! We received your application. You might need car insurance for your loan. Click here to compare rates.

Click to Find Insurance

* Clicking the button will direct you to our partner for Car Insurance.

Application Submitted

While we process your info we recommend also applying for a personal loan or credit card to get more money!

Click Here

* Clicking the button will direct you to our partner for Personal Loan or Credit Card Offer.

Thanks For Applying!

We don't offer title loans in your state might be able to help with a personal loan or credit card.

Click Here

* Clicking the button will direct you to our partner for Personal Loan or Credit Card Offer.

Thanks For Applying!

We got your application. If you need immediate cash try a personal loan or credit card offer and we will call you 1st thing in the morning.

Click Here

* Clicking the button will direct you to our partner for Personal Loan or Credit Card Offer.

Thanks For Applying!

We have found a great match for Car Financing!

Get My Financing

* Clicking the button will direct you to our partner for Car Financing.

Thanks For Applying!

We have found a great re-financing match with CarZing!

Get My Financing

* Clicking the button will direct you to our partner for Car Refinancing.


Want to know how much your payments will be? Use our title loan calculator to find out.

Max Cash Calculator
Big Phone Icon - Transparent and Black

Instant Pre-Approvals

Call us anytime seven days a week for instant pre-approvals! 2

(855) 561-5626

How Much You Can Get On Your Car Banner
When you are looking for quick funding like title loans, one thing to keep in mind are the possible hidden car title loan fees that may add up along with the actual payments you make for the loan. These could be relatively simple to spot, but it is important to talk to your car title loan lender about all the fees and charges for your loan so there are no surprises.

Hidden car title loan fees are not to be played around with, but before you go on to see if you can spot them from lenders you are comparing, maybe it’s best to know what type of hidden fees you might be dealing with.

What Kinds of Hidden Car Title Loan Fees Are There?

When it comes to hidden car title loan fees, be sure to be aware of the following types of possible fees:


  • Insurance fees
  • Late penalties
  • Balloon payments
  • Prepayment fees
  • Transaction fees
  • Credit report fees
  • Appraisal fees
  • Cost of your interest rate structure
  • Origination fee


Starting with insurance fees, these tend to be attached to title loans as add ons that are either necessary or not necessary. Depending on the situation, you can choose to not use loan insurance to avoid the fees involved.

Working our way into late penalties, some lending companies provide title loans that charge fees if you miss a payment deadline. Be sure to check if your lender is doing this, and the amount they are charging.

Balloon payments are when the final repayment of your car title loan doubles your earlier repayments, thus ballooning itself into a cost may not be able to pay. Always ask about these types of hidden car title loan fees with any lender.

Prepayment fees are when lenders penalize you for paying your title loans early.

Transaction fees, also known as convenience fees, are hidden fees in which a lender may charge for using online payment systems for their title loans, or other features that are added to the rest of your title loan repayments.  

Credit report fees are when some lenders charge you for running a check on your credit during the title loan application processing stages, which is why lenders should be definitive in letting you know whether they perform credit report checks.

Appraisal Fees are likely to be added in as hidden fees if the lender inspects your car for its value.

For interest rate structure, this tends one of the more complicated of hidden car title loan fees because there are many interest rate structures. Some might be cheaper, while other might be more expensive. Be sure to understand precomputed interest and compound interest before you tackle these types of hidden fees.

Origination fees are some most common hidden car title loan fees that lenders tend to charge. This charge comes from the work put for doing things like calculating your loan terms, customer service, and even underwriting the paperwork.

Now that you have a solid idea of what constitutes as hidden car title loan fees, what can you do to find out if you have them or not? The answer is three letters: APR, also known as Annual Percentage Rate. It is the annual rate charged to anyone that borrows money. This percentage includes any hidden fees that are included in each transaction over the span of a year!

Using the APR, you can find these fees that lenders could place on your title loans. It is also by law that the APR must be explained by lenders and credit card companies before signing any documents to borrow money.

With all this information about title loans, types of hidden car title loan fees, and APR, you might think it’s time to go shopping for title loans. That’s where Max Cash® Title Loans comes in!

Are There Hidden Car Title Loan Fees at Max Cash Title Loans?

At Max Cash Title Loans, we are a financial referral service for title loans with connections to many lenders. We try our best to get you some best choices that might be fitting for your financial situation5. The best part? We don’t try to do any hidden car title loan fees of our own. We don’t even charge you fees for our customer service.

That’s right, any services, like calling our representatives and asking questions will not accrue hidden car title loan fees. We don’t mess around at Max Cash Title Loans, and here’s why.

With years of experience in title loans, we at Max Cash Title Loans are there to help you when you need help in understanding hidden car title loan fees and how to avoid them. We would also be sure that your choices are from lenders that may not have these types of hidden fees on their title loans in the first place1.

Contact us today and see how we could get you the title loans that don’t have hidden fees while also providing options that may fit in line with your financial situation today5! If you feel that we at Max Cash Title Loans have done enough to convince you in letting us help you find title loans for you, then don’t fret! Go to our processing page now and see how you can get fast funding without hidden fees1!