With the current economic and health crisis, seeking out assistance through emergency cash benefits may be difficult for some individuals. We understand how complicated this process can be, which is why we would like to help.
At Max Cash® Title Loans, we make the process of finding a title loan as simple as possible. 5 With an easy to use online title loan application form and knowledgeable auto title loan specialists, our mission is to help our customers find great car title loans for their financial needs. If you think a title loan may be beneficial to your needs, give us a call or fill out a brief online application form today to start the process.
To get advice on what kind of emergency cash benefits programs may be available to you, continue reading below.
Emergency Cash Benefits Programs Available from the Government
Federal government cash benefit programs can help low-income individuals with necessary expenses such as food, housing, and healthcare. If you’re looking for immediate cash assistance, the government’s department of human services, department of health services, or department of social services agencies may be able to assist. Additionally, they might also be able to offer applications to other cash assistance programs or refer you to local neighborhood organizations.
Formerly known as GovBenefits.gov, Benefits.gov is a great place to start if you’re looking for emergency cash benefits quickly. This is a free “e-government” initiative/service with an easy to use the website. After registering, this service can help you decide which kinds of government help you may qualify for. Additionally, users can also report significant life events or view new benefit programs that have become available to apply for.
Here’s a quick look at some services this program can help you with:
- Health Insurance
- Utilities and other basic necessities
If you have recently lost your job or lost income at your place of work, unemployment benefits are another program to look into. Here, you will find several financial assistance and benefit programs to assist you if you’ve lost work.
Before applying, users will need to meet state and local government eligibility requirements. If you meet the eligibility and work requirements, you can then apply via their online portal or by phone and in-person appointment. Additionally, in-person appointments may vary depending on COVID-19/Coronavirus health policies and mandates.
Furthermore, some governments provide extended benefits during instances of high unemployment. Additionally, applicants who receive unemployment benefits will also need to report benefits as earnings in their tax return for that year.
Temporary Assistance for Needy Families (TANF)
Temporary Support for Needy Families (TANF) is an emergency cash benefits program that is overseen by federal and state governments. This financial assistance program helps families achieve independence after experiencing temporary financial problems.
Furthermore, each state government has its TANF program, and determinations and qualifications may vary. To apply for TANF benefits, applicants can apply at their local government agency office or may apply over the phone. Additionally, applicants must be a resident of this state in which they are applying.
TANF recipients may qualify for help with the following:
- Home Energy
- Child Care
- Child Support
- Job Training
Additional Types of Assistance Programs
Federal government agencies provide several types of unemployment training programs. Typically, these programs are free of charge or of very low cost.
Federal government agencies also offer self-employment assistance programs to assist jobless individuals in starting their own small businesses. Currently, Delaware, Mississippi, New Hampshire, New York, and Oregon provide this program for their residents.
Supplemental Nutrition Assistance Program (SNAP)
Formerly known as food stamps, the Supplemental Nutrition Assistance Program (SNAP) is a national nutrition program. SNAP benefits are available to help low-income individuals pay for food.
If you qualify for SNAP benefits, you can to purchase many foods, such as:
- Fruits and Vegetables
- Meat, Poultry, and Fish
- Dairy Products
- Bread and Cereals
To view a full listing of food products you can purchase with SNAP benefits, view the United States Department of Agriculture’s (USDA) website.
Applicants looking to apply for SNAP benefits will need to meet specific requirements. States and local government agencies often have income limitations for SNAP recipients. Additionally, assets may also be used to determine if you are eligible.
Medicaid is a state and federal medical insurance program for low-income individuals.
Here’s a brief overview of applicants who may be eligible for Medicaid:
- Low-income adults
- Dependent Children
- Pregnant women
- Individuals who 65 years of age and older
- Individuals with disabilities
Medicaid applicants must also be residents of the state where they are applying for benefits. Also, applicants may fill out an application through their local government’s health insurance marketplace.
To verify if you are eligible for Medicaid, check with your local government’s Medicaid office.
Children’s Health Insurance Program (CHIP)
Like Medicaid, the Children’s Health Insurance Program (CHIP) is a government program that was created to provide health coverage for children.
To qualify for CHIP, the child’s family must have an income that is:
- Too high to qualify for Medicaid
- Unable to afford private health insurance coverage
COVID-19 Emergency Cash Benefits
With the onset of COVID-19/Coronavirus, the Department Of Human Services (DHS) announced that the Emergency Assistance Program (EAP) would move to assist low-income households who lost income or are experiencing financial challenges due to the COVID-19 health pandemic. Families that qualify for the assistance program will be eligible for a one-time emergency cash payment that will help them fulfill basic needs. Additionally, emergency cash assistance may be used to help them secure a more stable financial standing. Furthermore, the new program will use existing funds from the Temporary Assistance for Needy Families (TANF) program to provide support to low-income households who qualify.
To qualify, households must have a minimum of one individual in the family who was employed prior to March 11, 2020, and has experienced a 50 percent decrease in hours worked or wage earned for more than two weeks or is no longer employed. Additionally, families must also meet income limitations of 150 percent of Federal Poverty Guidelines and not have greater than $1,000 in a savings or checking account.
If the household qualifies, a one-time grant equivalent to two weeks of TANF benefits will be issued. The average monthly grant for a family of three (3) is $403. Therefore, a qualifying household of three could be given a one-time grant of $806. Money through this program will be issued via an electronic benefit transfer card, otherwise known as an EBT card.
To inquire about your eligibility, please visit the official website of your local government agency.
Find Emergency Cash Benefits with the Help of Max Cash Title Loans 5
We know times are hard for many Americans. At Max Cash Title Loans, we aim to help ease the financial burdens of consumers across the country. 2 5
To start your title loan application form, please visit our online portal to begin the process. You can also give us a call today to start the process over the phone with one of our friendly staff members.
We have been working in the title loan industry for years, so we know what it takes to help you find the financial assistance you need. 2 5 Don’t wait any longer. Give Max Cash Title Loans a call today!