As the increase of financial hardship because of the COVId-19 pandemic continues, many families are in need of emergency cash relief. Many government programs have arisen to aid those from all financial backgrounds. Financial assistance can be found in many different cash assistance programs within the United States.
If these programs are not as accessible as you need them to be, there are other alternative options to consider, such as a title loan through Max Cash® Title Loans. Max Cash Title Loans can help connect you to the right lender to make ends meet. 5 This referral can help you get the loan you need to cover your financial hardship! 5 Applying can take just minutes to do online, or over the phone.
To learn more about the emergency cash relief options you have, keep reading below.

Government Emergency Cash Relief Assistance Programs
While many different cash assistance programs for low-income families have existed before the pandemic, there has been legislature to further assist those that need financial assistance. While eligibility will depend on your financial status, applying for these programs can take just a few moments of your time.
SNAP Benefits:
These benefits are designed to help pregnant women and low-income families to afford the groceries they need to stay healthy. If you are under a certain income level and/or pregnant, these benefits could help you.
The program is known as the Supplemental Nutrition Assistance Program, and it allocates cash payments through an EBT card to low-income families. On average, the recipients of SNAP can receive as much as $150 for groceries. To apply, many social services centers or human services centers within your community have resources. Or you or a family member may be able to apply online.
TANF, Or Temporary Assistance for Needy Families:
The TANF is designed to help low-income families below the poverty line get the cash relief they need to thrive. IT can also help pregnant women and children in specific areas of childcare, or healthcare if applicable. If you have a social security number, the application process to meet your basic needs in this program can be less of a hassle.
Diversion Cash Assistance Program:
If you need emergency cash, the DCA (Diversion Cash Assistance Program) can help. The DCA helps families with bills and basic needs. The program can help families with expenses like:
- Transportation Costs
- Union Dues
- Rental Costs
- Mortgage Assistance
- Medical Expenses and HealthCare Costs
- Up front Employment Costs
- Childcare Expenses
- Clothing
- Utility Bills
- Evictions
Disaster Financial Assistance Program:
If you are in need of financial relief through a program, this cash assistance program can aid with the cost of housing, groceries, and even utility bills. This program can help connect you to the right resources for short-term relief. Apply for this program online.
Unemployment Insurance for Emergency Cash Relief:
If you have lost your employment apply for unemployment benefits. Unemployment benefits are available in all states, and to apply you will simply need to contact the unemployment office or fill out a an application online.
Qualifying for unemployment can be easy if you are unemployed due to no fault of your own. You did not quit, nor were you fired from the position. Through the CARES Act that was passed in the COVID-19 pandemic, unemployment has been extended to cover some self-employed individuals, as well as employees that had cut hours (contact your local unemployment office for updated info). Your benefit amounts can often depend on your income, and your state. Married couples will have different exemptions.

Other Emergency Cash Relief Options to Consider
If you are ineligible or the waiting period for government help is too long, the alternative are emergency cash loans. As a borrower within the United States, there are a few different options to consider when choosing a loan:
Personal Loans:
If your credit has not been significantly impacted by your financial situation, personal loans are an option. These unsecured short term or long-term loans rely on your credit history for approval.
Your loan amount for a personal loan will depend on your income, and your ability to pay per month. Many lenders will take into consideration any additional debt you have when designing your loan schedule and funding amount.
Payday Loans:
Payday loans help people make ends meet between paydays. Often, you can receive anywhere from $50-$500. While your credit is not important in the approval process, you will need a positive balance in your bank account.
Payday loans are fast to obtain, with most borrowers receiving their funds the next business day.
However, these loans come with high interest rates, as well as heavy fees. For most payday loans, there is a fee per $100 you borrow!
Title Loans:
If worried about loan approval because of your credit history, a title loan may be an option for you. If you own your car or you are close to paying off your car, you can access the equity in your vehicle with a title loan.
Title loans allow you to borrow money by offering the title of your vehicle as collateral. This makes approval flexible. Your credit will not be the most important part of the approval process. Instead, your income and the value of your vehicle will be more scrutinized by the lender. Apply for a title loan in person, or online with many lenders!
How can Max Cash Title Loans Help Me Get Emergency Cash Relief?
With Max Cash Title Loans, we help people connect to the right financial relief in their emergency situation.5
Through Max Cash Title Loans, borrowers can apply online and receive their funding in as little as one business day. 2 5 To learn more about what type of loan you can qualify for, simply visit the Max Cash Title Loans website today. If you’re ready to apply for financial aid, start by filling out a short inquiry form online!