If I am Financing a Car, Can I Get a Car Title Loan?

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Financial stress can ruin many aspects of your life. If you are struggling, it’s okay to need help! 

Max Cash® Title Loans is here to help you find out if you can get connected to the financial help you are searching for.5  If you need cash to get back on your feet, why not see if you can qualify for a title loan? If you are financing a car, you may not think that you can qualify for this type of loan. 

However, Max Cash Title Loans may be able to get you started on an auto title loan inquiry even if you do not own your vehicle outright!5

What is the Title Loan Process if You Are Financing a Car?

The title loan application process is simpler than you think- even if you are financing a car. Most of the time, you can get close to the loan amount that you are looking for. You may be able to get a short-term loan even if :

  • You don’t own your vehicle,
  • Have bad credit, no credit,
  • Or have past bankruptcy on file!5  

The accessibility and flexibility could surprise you! 

  1. Fill Out Application
  2. Submit a Few Documents and Forms
  3. Find Out if Your Qualify!5

You may need to provide: proof of income as per state law, proof of residency in the state that you live in, a driver’s license, as well as a couple of other things, for example: 

-Three references not related to you

-Insurance (some states require this but not all)

-Social Security Card (or a Document that has Your Name and SSN listed)

-Pictures of your car (all 4 sides, including VIN and Odometer)

While a vehicle title is required to apply for a car title loan, you will not have it if you are currently financing your vehicle. If you are financing a car, you will need to complete a few documents that allow your chosen title loan lender to pay off the rest of your auto loan so that you can apply for a title loan. 

What You Need To Know About Applying for a Title Loan if You are Financing a Car

Even if you still owe on the car, you could be deemed eligible if the car has enough available equity. Equity is essentially the difference between the market value of the vehicle and what is currently owed on it.

 Our skilled representatives will contact the auto loan lender and look for a suitable title loan lender for your situation. Questions about this process? Give a Max Cash Title Loan agent a call at 855-561-5626

What If The Vehicle Is Not In My Name?

You must also have a car title in your name if you want to get a title loan. If the car title is not in your name, then you do not legally own the car. Until a title transfer or payoff form is requested and completed, you may not sell the car or use it for a title loan. A title loan agent may be able to walk you through the steps to get your title in the right shape for an inquiry.

How Do I Change a Vehicle Title Into My Name?

If you want to apply for a car title loan, but the vehicle title is not currently in your name, you can request a title transfer. To request a Title Transfer, you just need the car’s current owner to sign the title over to you. Take the signed car title to a Secretary of State office or the Department of Motor Vehicles in your state. Once you receive a new car title with your name, you may call Max Cash Title Loans to get started on your new auto title loan inquiry!5 

If I am Financing a Car, What is the Repayment Process Like?

How will you repay your loan if you don’t have a 9-5 job or traditional income? Title loans can offer flexible requirements when an individual has emergency bills or other expenses. If you are without a job but you still have a reliable way to pay back the loan, you could be approved for a title loan! 

Some forms of alternative income can be accepted, like worker’s compensation and disability benefits. Talk to a title loan agent to learn more! 

How Can Auto Title Loans Help Me?

Generally, a title loan is a secured type of collateral loan that is provided for a short time. While you have an auto title loan, a lien will be placed on your car’s title. This lien is the lender’s legal right to access your asset, as it is collateral for the loan. However, you can still drive your car during the repayment process. Just make sure to make your payments on time! Here at Max Cash Title Loans, we try to help customers in every possible manner. We understand how hard it can be to search for alternative sources of money. Find out if you qualify for a car title loan by calling 855-561-5626, or visit the website to learn more

Why Choose Max Cash Title Loans?

Max Cash Title Loans can help connect qualified borrowers to a car title loan.5  Through our extensive title loan marketplace, it can be easy to find a suitable option for your situation if you are qualified and meet the requirements!5

 We even have our processing staff, so you won’t have to wait in huge lines. We will do everything possible to assist you in obtaining the funds you require as promptly as possible.
When you need a little extra help this month, do not hesitate to apply for a hassle-free experience with Max Cash Title Loans! 5 Get your cash today by filling out this form, or for instant pre-approval, call 855-561-5626.