Title loans are flexible, but if you don’t have registration you may be wondering how you could get a title loan without registration. Fortunately, there are solutions.
Max Cash® Title Loans is the premier title loan marketplace in the United States. If you need help finding a title loan without registration, we may be able to help you. 2 5
If you have had a difficult time finding funding from traditional financial services, give us a call today or apply online using our brief inquiry form to learn how we can help you. If you want to learn more about how title loans work, keep reading below!
Can You Get a Title Loan Without Vehicle Registration?
Having all the proper files when applying for a car title loan is necessary when seeking approval. If you are trying to find an auto title loan, but you do not have your vehicle registration card for your vehicle, you might be wondering what you can do?
- You can request a new vehicle registration from the Department of Motor Vehicles (DMV) to replace it.
- If your vehicle registration is lost or has been stolen, then you can get a brand new one from your local DMV office. Contact your local DMV office as soon as possible to learn what the specific qualifications are to apply for a new vehicle registration card.
When you need quick cash, a vehicle title loan can be a great resource. With Max Cash Title Loans, we provide customers with a great title loan experience. 2 From great customer service to a quick application process, we make it easy to find the money you need when you need it. 1 2 5
Unlike unaffiliated third-party title loan companies or unsecured personal loans, we do not require a whole lot of paperwork to apply. We also don’t tack on additional fees. In fact, our application process could be complete within the hour!
Why Do You Need My Vehicle Registration?
Throughout the car title loan process, Max Cash Title Loans asks for a few more documents to accompany your car title loan. These documents are necessary to verify the title loan amount you may be eligible for. Additionally, these documents are also used to make certain that you are the owner of the vehicle and that the car is registered in your name and state.
All of this information helps Max Cash Title Loans confirm the car and its market value. The make, model, and year of your vehicle can all affect the overall value of your car, which will determine the maximum loan amount you qualify for. By providing Max Cash Title Loans with your motor vehicle registration, you could find the perfect title loan to help you with your financial worries.
How Does a Title Loan Work?
An auto title loan is a secured loan that places a lien on your vehicle title. They are typically short-term loans, meant for short-term financial needs.
Your monthly payment will be determined by the value of your car, your loan amount, and interest rate, as well as how long your auto title loan is for. To get an idea of what your title loan term might look like, check out our loan calculator. Additionally, our loan specialists are also available to you seven days a week to assist you every step of the way.
A huge perk to an auto title loan is that the value of your car is your loan collateral, so things like bad credit scores are not a significant factor. This means that you may still apply even if you have concerns about your credit. While a loan company may perform a credit check, it is typically only done to see if you are actively in credit counseling or in the process of bankruptcy.
Your title lender will hold onto your vehicle title as you pay your loan back. When you complete repayment, you will receive a release from your lender. All you need to do is simply attach a lien release to your title, or you have the option to send to your Secretary of State to receive a clear title that does not have your lender listed on it.
What’s great about title loans is that you can still use your vehicle as you normally would while you make monthly payments. Another great thing about working with Max Cash Title Loans is that we don’t require in-person vehicle inspections, you don’t have to worry about prepayment penalties, and we have refinancing options! 2 3 4
What Do I Need to Apply for a Title Loan?
Car title loans are simple to apply for. To see if you are eligible for an auto title loan, you will need to provide some additional information about both yourself and your vehicle. By attaching these documents with your pre-approval application, the loan process could go much quicker!
Here is a brief list of the documents you will need. While the documents may vary depending on the lender, this is a brief overview of what you will need:
- Be at least 18 years old
- A valid government-issued photo ID (i.e., driver’s license)
- Proof of residency (i.e., utility bills)
- Proof of income (i.e., pay stubs)
- Own a lien-free vehicle
- Proof of car insurance
How to Apply with Max Cash Title Loans
Max Cash Title Loans knows that you have a lot going on, which is why we want the loan process to be quick, easy, and secure. You can complete the entire loan process from the comfort of your own home or office! Here’s what the process looks like:
- Complete our online application, answer a few quick questions, and upload the required documents for pre-approval.
- Then you will talk to a Max Cash Title Loans loan specialist regarding loan approval. We will also discuss the next steps with you and request any additional information we may need from you.
- Afterward, we will research our network of title loan companies to find the one with the best auto title loan deal for your financial needs. 5
- Your title lender will then go over your loan term, loan amount, and monthly payment process. 4
- After that, all you need to do is sign your loan agreement, get your quick cash, and be on your way! 1 2 Usually, borrowers have their funds deposited in their bank account on the same business day! 12
Find the Cash You Need with Max Cash Title Loans 2 5
Max Cash Title Loans want to help you find the extra cash you need in a hurry. 2 5 Whether you live in Arizona, New Mexico, or California, we may be able to help you! 2 5
Our service is free to you, and we have the industry experience to find you a great title loan. 4 5 To learn more about what we can do for you, call us today toll-free or fill out an online loan application to start the process right away!