Being in a tough financial spot may lead you to wonder how to get emergency cash to use on your MasterCard. When you’re in a financial pickle, consider all the emergency cash options that can help your bank account. A loan through Max Cash® Title Loans to get the emergency cash you need, without the long wait! 2 Borrowers can get approved in as little as one business day if they qualify! 1
To learn more about your emergency cash options with MasterCard and Max Cash Title Loans, keep reading below!
Can I Get an Emergency Cash Advance with My MasterCard Credit Card or Debit Card?
If you have a MasterCard credit card, you may withdraw cash against the balance at an ATM. You will need a PIN to withdraw cash advances from an ATM. There may be ATM fees when doing so! If you do not want to visit an ATM to get a cash advance, you can choose a credit union. Or, other financial institutions may help you get emergency cash. You will be able to access cash as long as it is within your credit limit!
When choosing a cash advance, as soon as you withdraw it, interest will begin to accrue. As a cardholder, there are interest charges when you make a purchase with your credit card. A cash advance will have the same if not higher interest rates!
The average interest rate for MasterCard is around 25%. Be sure to pay that off as soon as you can to avoid debt! As a cardholder, the credit utilization you have will affect your credit score. If you take out a cash advance and do not pay it down, it can hurt your bank account. It may even affect your credit score! High utilization, or debt ratio will affect your credit report if it is not paid off.
What Do I Do If My MasterCard is Lost or Stolen and I Need Emergency Cash?
If your MasterCard credit card or debit MasterCard is gone, there are steps you need to take to protect yourself from fraud. Check your online banking app and see if any purchases were made to local retailers. As a cardholder, you will need to contact MasterCard Global Service for their emergency services. Their assistance services can help freeze your cards, so no thief can make fraudulent purchases. Otherwise, you will have to dispute them as unauthorized use of your card.
As a cardholder, you can also visit MasterCard.com to access your card account or call toll-free and see what your options are for emergency assistance. You may be able to take a cash advance with your card to cover any immediate purchases that need to be made. This can be done by going to the nearest ATM that accepts MasterCard! This can help you get an emergency cash advance. If you are at a hotel, a concierge or hotel assistance services may be able to direct you to a Western Union or other ATM. If you do receive a cash advance, the local currency may differ based upon the area you are currently in. Keep in mind, when you are contacting MasterCard representatives, some calls or text messages made on your mobile device and not a hotel phone may cost you if you are out of the country.
How Do I Get an Emergency Card Replacement If I Lost My Debit Card or Credit Card?
If you have lost your debit card or credit card and you need to get an emergency card replacement, the process is simple. When contacting MasterCard, let them know if you would like a new card with a different card number. Your card issuer can help freeze your card and send a new one on the way!
MasterCard Global Services are available 24 hours a day for your convenience. Whether you are a cardholder that needs emergency cash or an emergency card replacement, simply call the phone number and MasterCard representatives can help.
As a service provider in the United States and around the world, MasterCard can work with multiple financial institutions to help you if you have lost your card while you were abroad or in the states. With emergency card replacement, you’ll be able to get a new card in just a few business days! If you plan on traveling out of the country, having a prepaid card can come in handy instead of using credit cards.
What Kind of Card Benefits Will I Get with a MasterCard Credit Card?
As a cardholder with a MasterCard Credit Card, there are many card benefits that will help your bank account. One of the most beneficial aspects of a credit card is the cash back feature! Some most common places you will get cash back are:
- Gas Stations
- Restaurants
- Target
- Walmart
- Amazon
Cardholders can use cash back to pay a credit card bill! Or, take the cash in the mail to put in a bank account.
Can Max Cash Title Loans Help Me with Emergency Cash?
If you need cash in an emergency, Max Cash Title Loans is here to help!1 2 You can access emergency cash by getting approved for a title loan! Fill out a short loan inquiry form with Max Cash Title Loans and get connected to the right lender for your finances! 4 5 Applying can take just minutes to do online or over the phone.