No matter what it is that has left you short of cash, Max Cash® Title Loans in Boise City, Idaho has been helping people for many years and we are prepared to keep doing it. Along with our excellent customer service come various lending options to explore.1 Whether you are trying to refinance an already existing loan or you are starting a new short-term loan, we are the ones to guide you on your loan funding journey in Boise City, Idaho.
What is a Title Loan in Boise City, Idaho?
An auto title loan can be described as many things, among them being “a very helpful tool to have access to when you need emergency fast cash”. The process is simple, quick, and convenient. An auto title loan requires an asset as collateral. Title loans are popular because they do not take into consideration an applicant’s credit score and because they can be approved very quickly.
Auto title loans are considered to be among the most popular of loans because you use what you already have to get access to quick cash, the car itself is the asset put up as collateral. Most of them take one business day!1 2 5
You get to keep your vehicle while you have your loan and only surrender the title. Once you repay the loan, you get the title back. It’s the ideal lending situation! We strive to provide low interest rates, monthly payments that you can afford, and loan terms that work for you! 1 2 5
Get Title Loans in Boise City
Just fill out the online application for an Idaho title loan and it will automatically send your basic information over to our store computer. We service all surrounding areas including Garden City and Meridian. Once submitted, loan specialists will review your request and give you a call back at the number you have provided.
When you receive the phone call, the loan specialist will go ahead and explain how the approval process works and answer any questions that you might have. They will also ensure that you have the basic requirements (keep reading for the list of requirements) to move forward with the process. If for some reason, you don’t have all of the listed items, we can try to help with any waivers that may be possible too. After your call is over, we will get together the documents and you will send them via email, text or you can bring them to your nearest store location. Once that step is completed, the loan specialist will connect you to the lender and will quote you on a loan. If accepted, you are now eligible for an auto title loan, you will go over the contract, sign and it’s time to get funded!
So, what are you waiting for? Get started now by filling out our short online application and let us be the guide to fast cash today!
- Free and Clear Vehicle Title
- Three references not related to you
- Insurance (some states require this but not all)
- Social Security Card (or a Document on which your name and SSN both are listed)
- Pictures of your car (all 4 sides including VIN and Odometer)
Do not worry, if you don’t have everything on the list or if you have bad credit, okay credit or even no credit. Our skilled representatives will look for a lender that is right for you and your long-term financial solution!1 5 Your credit history will not be a huge factor when determining eligibility. Most lenders will not factor in your credit check when determining your loan approval for a new cash loan. They will focus on the value and condition of the vehicle that is being used to secure it as well as repayment evaluation.
You are more likely to get approved if you can show that you can repay. Although the lender has your car as collateral for the loan. Lenders will have your best interest in mind, you will most likely be approved for only the amount that you can afford to pay back.
Title loan repayment can vary from one lender to another and can also depend on your loan amount. In the end, you will approve the final loan documents. In general, the title loan repayment will involve a monthly minimum payment, this will encompass both the principal amount and interest rate. When the loan has a longer term, the payment is usually lower but you could pay more interest over time. If you decide to get a shorter loan term, it may mean a higher monthly payment, but less interest for the loan.
Whatever you decide, we are happy to go through your options in detail. We encourage all borrowers to make extra payments when possible to save money. If for some reason, you are not able to make a payment, contact your lender and express your financial situation to them. They will usually offer some type of renegotiation or give you additional options.
Max Cash Title Loans in Boise City, Idaho
Forget the payday loans, personal loans, installment loans, or any other loans that cost you way more than they should. If you need a home improvement or need to pay some bills, you deserve the right type of help, call our Max Title Loans direct number at (855) 561- 5626 for your loan options!