It is completely understandable to be cautious when providing any type of personal information, whether online or in person. You may be wondering, how is my information kept private when I get a car title loan?
Here at Max Cash® Title Loans, we know why you would be concerned with giving your personal information to a company. But rest assured, Max Cash Title Loans is one of the top reputable loan processing companies in the nation Here is what you should know about Max Cash Title Loans and your personal information.
Privacy Concerns for Title Loans
At Max Cash Title Loans, we understand that privacy is an important issue, and we know you want your information kept private. So, we want to take this moment to reassure our clients that we do not distribute or sell any of our client’s private information to third parties. The only time we share information is when a client decides to pursue a loan offer and explicitly tells us so, in which case we share a client’s information that that direct lender.
We do not share private information with more than one lender at a time. If a client decides not to pursue a loan offer from the first lender, we then share their information with the lender they choose to work with instead. And only after they have given us permission to do so.
We also vet all the lenders we work with. We make sure not to do business with any lenders that would distribute a client’s information in an effort to make profit.
What Personal Information Do Title Loan Lenders Use?
Every title loan application form is different, depending on which lender you want to go with. However, they will all most likely require this basic information:
- Zip code
- City and state
- Monthly income
- First and last name
- Phone Number
- Vehicle Year, make, model, mileage
- Whether you own your vehicle or not
- Application agreement confirmation
Each piece of personal information that you give serves a purpose for finding you the best title loan that works with your unique financial situation.
Max Cash Title Loans Advantage
Max Cash Title Loans is not a title loan lender, we don’t offer loans directly. What we do offer is free loan processing service.
There is a lot of effort that goes into finding the perfect lender. Meticulous research must be performed, lenders must be called, and comparisons made. It can be exhausting talking to lenders on the phone, after all they want to sell you on their particular company. So, they may keep talking to you for an extended period of time when all you wanted was a title loan quote.
Max Cash Title Loans performs all the hard work for you. We do all the footwork for free! We have extensive financial knowledge, and we use it to help everyday people find affordable loans.5
But aside from simply helping potential borrowers acquire the emergency money they need, we also offer additional benefits. Take a look:
- Bad or Low Credit is OK! – If you currently have a low credit rating, you may think that acquiring a loan may be impossible in your situation. But at Max Cash Title Loans, we work with numerous lenders all over the nation, who accept a wide range of credit scores.5
- No Pre-Payment Penalties3 – Max Cash Title Loans makes sure to work with lenders that want the best for their clients. So, if you want to pay your loan back early, you won’t face any harsh penalties.3
- Fast Pre-Approval – We’ve made our inquiry form easy and quick to complete. In just five minutes, you could finish the online questionnaire and be one step closer to receiving your funds.5
- Vetted Lenders All of the lenders we work with have been personally vetted by us. Rest assured that you may receive a title loan from a dependable and trustworthy lender.5
- Superior Customer Service – Our customer service agents are both knowledgeable and friendly. They will answer every question, or concern. Our clients are our first priority and we want to help you right when you need us. That’s why Max Cash Title Loans is open 7 days a week!
Max Cash Title Loans Process
Inquiring about a title loan with Max Cash Title Loans is an efficient and stress free way to acquire the emergency money you need.2 5 Don’t be deterred by confusing legal jargon or lengthy sales pitches, we make sure to do all the hard work for you. Take a look at our process below and see the Max Cash Title Loans difference for yourself.
- Inquiry and First Steps
To get started with Max Cash Title Loans, complete our short online questionnaire. The form takes about 5 minutes to complete. We will ask for contact information, vehicle information such as mileage, make, and model, as well as monthly income. Once we receive your information, we will look it over and let you know if you are pre-approved. Depending on the information you provide, we may have a list of compatible lenders before making that first call.5
After talking with a client over the phone, we will begin calling our list of vetted lenders. We tell them a bit about the client and ask what they can do for us. Lenders want us to provide clients for them, and in return, Max Cash Title Loans asks for better terms and affordable interest rates. This way, clients could possibly acquire a better loan deal than if they tried to get a loan on their own.5
- Loan Offers
After talking with lenders and discussing terms, we may be able to secure a loan offer for the client. Once we have one, we share the details of the loan with the client. If everything looks good and the client agrees to move forward, we connect them directly to the lender to finish the process.
What Information Do I Give for a Title Loan?
When you obtain a car title loan through Max Cash Title Loans, you will be required to provide us with some personal information so that we may confirm your identity, your income, and other details.
We do not ask for information to snoop around through your personal business, but because these bits of important information will be of major help to us in determining whether we will be able to grant you pre-approval.2 5 Such important identifying pieces of information will include:
- Identification: We will need you to show us that you have a form of government recognized identification such as your driver’s license or a photo I.D. that was given to you by the state you live in.
- Proof of Income: You can usually turn in a few different pieces of information to prove income. These may include a paystub, bank statement, tax statement, unemployment (sometimes), and more!
- Car Insurance: Car insurance is a must. However, there are some car title loan companies that offer car insurance on a temporary basis during your loan repayment period.
- Pictures of Your Vehicle: We will require that you present us with pictures of the vehicle from all sides.
- Personal References: Most car title loan lenders will ask that you have a minimum of 3, but others may ask you to show as many as 6 references.
- Proof of Residence: You will also need to provide proof of residence. You could use any government-recognized mail you receive or a utility bill.
- Social Security Number: We will need either your Social Security Card or a government-recognized document containing your name and social security number. You may also use an Individual Taxpayer Identification number in most cases.
Why Max Cash Title Loans Should be Trusted to Make Sure Your Personal Information is Kept Private
We understand that there are plenty of companies and lenders out there that may sell your information and profit it out of your vulnerability. But that’s why maybe one should consider giving someone like Max Cash Title Loans a try. We do our best to be transparent and ensure that the security in your personal information is one of our main priorities (besides looking for good deals on title loans that may be right for you). At Max Cash Title Loans, we consider ourselves more like a guide, and in doing so we make sure your information is kept private.
Sure, we could probably find you plenty of options for title loans with your personal information through our years of experience5, but as a customer, we will treat that personal information and that person like our own family by delivering customer service that is free, as well as answering any questions that you may have about title loans, or any concerns you may have about your personal information.
How to Get a Great Deal on an Auto Title Loan with the Help of Max Cash Title Loans
If you’re looking for a fast, easy, and SAFE way to find the emergency money you’ve been looking for, you definitely want to start with Max Cash Title Loans. Get the money you need and rest easy knowing your personal information is kept private.1 Upon approval, you could have the money you need in your pocket as soon as the very same day or the next business day!1 5