How Long Are the Terms of a Title Loan?

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How Much You Can Get On Your Car Banner

It is not all that uncommon to find yourself in a situation where you need emergency money in a hurry to cover an unexpected bill or expense. This is when you may start to ponder what financial options are available to you. A car title loan through Max Cash® Title Loans could seem like one of the best ideas for this, but you might be wondering just how long the terms of a title loan would be.

How Long Are the Terms of a Title Loan?

How much time you are given to repay a car title loan acquired through Max Cash Title Loans varies from lender to lender. The duration length depends on the agreed upon terms and how much time the lender normally gives their borrowers to pay back a car title loan. Many lenders offer terms from 12 to 36 months, though sometimes as long as 48 months. However, some lenders do not offer their borrowers as much leniency in terms of how much time they have to pay the total car title loan amount.

Why Use Max Cash Title Loans?

Max Cash Title Loans helps set people up with the money they need right now through car title loans in states that allow car title loans. We offer every day assistance on the phone, online, as well as in person. We could get you the money you need so fast that you may have your money from your car title loan in as short as one business day.

Not only that, but we save you the time and hassle of having to sit around on the phone for anywhere between 20 to 45 minutes only to learn that you have been either rejected for a loan or that the car title loan lender presents you with terms that you do not agree with.

With Max Cash Title Loans, you could skip over all that nonsense and we could speed up the process to get you pre-approved and connected to trustworthy car title loan lenders in only a few minutes.

Want to know what the absolute best part of all of this is? All of our services are 100% free to you. You do not pay us a single cent!

Perks from Working with Max Cash Title Loans

We want to get our customers the absolute best loan deals we possibly can, so we pull out all the stops. When it comes to working with Max Cash Title Loans for your car title loan needs, there are some rather useful advantages that come along with doing so, such as:

  • We are open for business 7 days a week, because emergencies never take a day off.
  • We stay open later than most other businesses to help you obtain money when you need it most.
  • Bad credit or no credit is no problem. We care more about the condition of your vehicle, its present market value, and whether you have a steady source of income to repay a car title loan.
  • Past bankruptcy may not hinder you. Your past financial discretions do not reflect your current state.
  • There are absolutely zero penalties for pre-payments on your car title loan. In fact, we encourage you to pay early! Why would we penalize you for paying back your loan?
  • You could be pre-approved for a car title loan acquired through us in a flash.
  • The money you borrow could be yours the same day you file for the car title loan.

Reach Out to Max Cash Title Loans

We have several helpful loan processors who are well equipped to take your call and give you the help and high-quality customer service you need and deserve. We at Max Cash Title Loans want to be there for you when you need us the most.

How Do Car Title Loans Work?

How long the duration of a vehicle title loan lasts typically depends on the loan amount and monthly payment amount that a borrower can afford. A short-term loan means a higher the monthly payment, while a longer loan term means the borrower faces more interest rates.

While most personal loans work in similar ways, title loans, also called title pawns, work a bit differently.

Car title loans are a special sort of short-term loans that provide borrowers with more flexibility. Title loans are a secure loan, which means the borrower’s vehicle as collateral for a loan amount. In exchange for the title loan, a borrower provides a lender with their car’s title.

Title loans also offer unique advantages in comparison to other loan products such as payday loans or cash advances. Because of the process, things like bad credit scores aren’t a significant factor in the loan process.

Additionally, as long as the borrower maintains loan payments, they can continue driving their vehicle during the loan term without fear of repossession. Whether you have bad credit or bad credit history, you are still eligible to apply for a title loan. That’s right, you do not need to fear what might appear on your credit report or credit check.

Most of all, title loans provide borrowers with the emergency money that they need while still maintaining possession of their vehicles. If a title loan seems like something you may benefit from, contact Max Cash Title Loans today!

How Do I Get a Car Title Loan Online with Max Cash Title Loans?

At Max Cash Title Loans, we work with title lending services that are honest and transparent. This means we’ll work to find you a title loan with competitive interest rates, no hidden finance charges or additional fees, and refinancing options in the future. With our help, we could get you the fast cash you need in your bank account or credit union in as little as one business day!

All we need from you to start the loan application process are a few documents of personal information:

  • A government-issued photo ID
  • Your vehicle title
  • Proof of income
  • Proof of residence
  • 3 References
  • Pictures of your vehicle

Once you have the necessary information, you can move on to the application itself.

  • First, you will need to complete an online title loan application or speak with a loan specialist over the telephone.
  • Following your application, a loan processor will call you to discuss your financial needs. During this call, you might also need to provide additional personal information, and the search for a lender will begin.
  • When your application receives final approval, a loan specialist will contact you to review your loan agreement.
  • The only thing left is to determine how you would like to receive your cash! With Max Cash Title Loans, you may opt to get your title loan amount via check or direct deposit into your bank account or credit union.

At Max Cash Title Loans, we strive to make the title loan application process simple and fast. The entire thing could just take a few minutes to complete! If you are ready to begin your application, give us a call today!

Advantages of Working with Max Cash Title Loans

When you choose to work with Max Cash Title Loans, you open up the possibility of several benefits. Take a look at some of them below!

Competitive Interest Rates

The interest rates our network of direct lenders offers are always highly competitive. This means you can be sure that you’re getting the money you need at a reasonable rate.

Flexible Loan Conditions

As previously mentioned, car title loans are designed to be short-term loans. But what if you need something a little more flexible? With our lender network, that’s not a problem. The lenders we work with could offer repayment terms that are just a couple of months longer, or even up to a couple of years. Speak with a loan specialist about what you’re looking for, and they’ll work to find a lender that can make it happen!

Completely Online Process

We want to provide an application process that saves you time and energy. The whole title loan process can be complete from the comfort of home or anywhere you have a reliable internet connection. There is no need to make an appointment or come into a store. Simply head online and apply!

Get Quick Cash

Once you receive approval, the funds could be made available as soon as the next business day! Your quick cash can be sent via check or direct deposit into your bank account or credit union!

No Hidden Charges

We maintain transparency throughout the title loan process. This means you never need to worry about hidden fees or charges as you repay your loan.

Flexible Repayment

Together, with our network of lenders, you are able to repay your title loan as soon as you want, without facing any prepayment penalties!