Can You Still Do Title Loans in West Virginia in 2024?
If you want to apply for title loans in West Virginia, you must have a title to a qualifying in your name and a few other documents to verify your information. Car title loans are a type of secured loan that allows you to access a portion of your vehicle’s equity. 1 5
One of the benefits of borrowing against the value of your car through this type of secured loan is that you don’t have to give up your daily method of transportation! As long as you keep up with your payments, you can drive your car around West Virginia while you pay off your title loan.
Get the money you need as fast as one business day by qualifying for a title loan using Max Cash® Title Loans services. Max Cash Title Loans is open 7 days a week and can be reached 24 hours a day! Whether you need a loan during the day or night, we’ll answer your call. Get started by filling out a short form online or calling 855-561-5626 to speak with a title loan agent.2 5
How Much Can I Get Through a West Virginia Title Loan?
It depends on the value of your vehicle and your ability to repay the loan, along with your lender’s policies and any applicable state regulations. Generally, when borrowing against the value of your vehicle through a title loan, you can access up to half of your vehicle’s value.1 5
What Do I Need to Get a Car Title Loan in West Virginia?
Before you learn about the paperwork, it’s important to make sure that you can qualify for a title loan and meet these requirements:
- Be of Legal Age
- Have a Vehicle With Enough Positive Equity
- Have a Qualifying Vehicle Title in Your Name
The exact documents you will need to verify your information can vary depending on the title loan company or lender you decide to work with. Typically, you will need to have the following to get approved for a car title loan in West Virginia:5
- Bank Statements, Pay Stubs, or Another Document to Prove Your Income
- Valid, Government-Issued Identification (Like Your West Virginia Driver’s License) to Verify Your Age and Identity
- Recent Photos of Your Car May Be Required
- Proof of Address Through Recent Utility Bills or Credit Card Statements
If you have any questions about the paperwork you will need to apply for online title loans in West Virginia, call one of our title loan agents today! They will happily walk you through your loan inquiry from start to finish.5
Risks of Title Loans in West Virginia
Although title loans can provide qualified borrowers with fast access to cash, it’s important to be an informed borrower and think of the potential risks of this type of lending option.5
If you default on your title loan, your vehicle may be repossessed by the lender because it was used as collateral for the loan. Therefore, it is important to make sure that your loan payments are a priority and budget accordingly!
Benefits of Title Loans in West Virginia
Not only do title loans come with the opportunity to get financial help, but you don’t need a perfect credit score to apply. In fact, title loans can cater to borrowers in West Virginia with bad credit! More than 17% of residents of West Virginia live in poverty, and 65% of Americans live paycheck to paycheck. If you are struggling financially, your credit score can easily drop. You are not alone! Title loans are quick, flexible, and you can use your loan proceeds to handle a lot of emergency expenses.5
Where Can I Apply for Title Loans in West Virginia?
Ready to apply for the financial help you need? If you are located in the following cities and others nearby:
- Charleston, WV
- Huntington, WV
- Morgantown, WV
- Parkersburg, WV
- Weirton, WV
- Wheeling, WV
Max Cash Title Loans is open 24/7 to answer your call and provide any information you need about applying for title loans in West Virginia. Use our title loan calculator to get started! Don’t wait to find out if you are eligible for emergency funding.5