The Best Way to Get a Title Loan Without a Title in Your Name

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Are you considering a title loan to cover your current funding needs? If you are, you might be looking into them to get a better understanding of how they work and what you need to qualify. That way, you can determine if they are the best option for you. So, what is the best way to get a title loan without a title in your name?

Max Cash® Title Loans can give you the run-down of everything you need to know about title loans. This includes whether you can get a title loan without a title in your name! No need to worry if you need a new title or your title already has a lien on it. We can walk you through options for all possible eventualities. 

Here, at Max Cash Title Loans, we put a major emphasis on transparency and financial education. We believe in setting up our clients to succeed so they can flourish in their financial futures!

Why a Title in Your Name is Necessary for a Title Loan

Put plainly, a title that is in your name, as well as free and clear, is necessary for you to be approved for a title loan. And for good reason!

The reason why is that the value of your car is used as collateral to secure the loan. In order to do this, the car must be fully owned by you. You can’t borrow cash off something that isn’t yours! The lender must be able to place a lien on its title so that the loan can be secured. 

However, depending on the reasons you have for not currently having a title in your name, there may be solutions for you that could allow you to still qualify for a title loan.5

Why You Might Not Have a Title in Your Name

There are a few reasons why you might not currently have a title in your name that can be easily fixed so that you can still obtain a title loan with the help of Max Cash Title Loans. 

You Need a Replacement or Changed Title

If you don’t currently have a title in your name because you misplaced it, or you need to update the name after a change of ownership, this can be resolved easily. Just take a quick trip to the DMV to get a replacement title or change the name on the title. 

Your Title Already Has a Lien on it

Another reason why you may be concerned you won’t qualify is because you have a lien already placed on your title from a previous title loan. If you are struggling to afford that title loan, you may be able to qualify for a refinanced title loan.5

How to Get a Replacement Title

If you have simply misplaced your car’s title of ownership, don’t fret! Everyone loses important documents occasionally. All you need to do is take a quick trip down to your local DMV and fill out an easy application to get a replacement title. 

Once you get there, explain to the clerk that you need a replacement title. You will be given an application to fill out. Then, you are asked to pay a small fee. The application will likely require you to provide the following info:

  • Your full name and address
  • Your driver’s license number
  • The Vehicle Identification Number (VIN)
  • Your license plate number
  • The make, model, year, and color of your vehicle
  • Proof of insurance
  • Proof of ownership

Once you have your replacement title in your name, you will be all set to apply for your very own car title loan with the help of Max Cash Title Loans!5

Getting a Refinanced Title Loan

Perhaps you already have a lien on your car from another car title loan. If this is the case, you may not like your current lender. Or, you may be unable to manage the monthly payments. While you cannot get another title loan with a current lien on your car, it is possible for you to refinance your current title loan with the help of Max Cash Title Loans. 

A refinanced title loan could get you different rates, longer to pay off your loan, and perhaps even additional funding.4 There are options that could make your title loan far more manageable than it is now!

The process for applying for a refinanced title loan is incredibly similar to the process for obtaining a brand-new title loan. You can get started by filling out the online inquiry form on Max Cash Title Loans’ homepage to see if may qualify for a refinancing. 

Whatever you decide to do, it is important that you are up to date on all the information that you need to know so you can be set up to succeed.

The Customer is the Priority with Max Cash Title Loans

Max Cash Title Loans works for you, the customer- not the lender! Our goal surrounds helping you find the right loan for you and equipping you with the tools that you need to make it a good lending experience. 

We use our extensive knowledge of the industry to connect you with quality lenders that offer competitive rates.4,5 Our customer service is support-focused and available with extended hours seven days a week. 

In addition to this, we are committed to providing educational resources to improve financial literacy amongst all borrowers. That way, they can look forward to a happy and healthy financial future. We hope that our influence will not only get you the best title loan available to you but will also improve the title loan industry as a whole. 

If you have resolved your issue with your car’s title of ownership, head over to our inquiry form now. Then, you can see how much you could be approved for completely free and at absolutely no obligation to you! It can take no time at all to see if you qualify for cash.5