What Year Does Your Car Have to be to Get a Title Loan?

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Looking to apply for a car title loan? You may not think you can qualify for a car title loan if you have an older vehicle. So what year does your car have to be to get a title loan? 

If your older car is in good condition, you may still qualify for an auto title loan! 

Max Cash® Title Loans can help connect qualified borrowers to a car title loan.5  Through our extensive title loan marketplace, it can be easy to get connected to a suitable option for your situation if you are qualified and meet the requirements!5

What Year Does Your Car Have to be to Qualify For an Auto Title Loan? 

So, what year does your car have to be to get a title loan? The answer is there is no specific year, make, or model of a car that will automatically qualify as collateral for a car title loan.   A title loan is for borrowers who need quick funding to pay bills, manage debt or cope with a financial emergency. If you own a new or older vehicle, an auto title loan can be the solution for your financial responsibilities. 

Max Cash Title Loans looks at the year, make, model, mileage, and additional factory-added options on your vehicle. The condition of your automobile will determine the amount of the loan as well as your potential eligibility. Max Cash Title Loans may be able to get you started on an auto title loan inquiry even if you do not own your vehicle outright!5

What Factors Into My Vehicle’s Equity?

Your car’s available equity is a huge part of the title loan process. With a car title loan, you are essentially borrowing off of your car’s value. So the amount of positive equity matters! While the condition of the vehicle is a factor that contributes to your car’s current value, other factors are considered as well. 

For example, a vehicle with a sunroof, GPS, and backup cameras may qualify for more money than a vehicle that does not have these features. A title loan agent will use a couple of programs to identify the value. Generally, they will use Kelly Blue Book and sometimes the Black book (an off-market value website). These programs help to calculate the wholesale value of the vehicle. An older automobile may be more valuable than a brand-new one based on its condition and equity. 

How much can a title loan company lend you for your car? Unfortunately, we are not one hundred percent certain until you go through the title loan process. You can get an idea by going through our online loan estimate calculator for more information.  

Key Points To Consider When Applying For An Auto Title Loan

  • Car title loans are short-term secured loans that use the borrower’s car as their collateral. 
  • Auto title loans are easy to apply for and can be done online but not all states allow them.
  • You can submit documents online or via your cell phone. (User-Friendly)
  • To obtain a title loan, you will need to provide a bit of required documentation to prove: you are who you say you are, you own your vehicle, that you have earned income, and have at least two references.
  • When you pay off a title loan as soon as possible, you can avoid additional interest fees. 

What Makes Max Cash Title Loans Different?

Customer Service: Max Cash Title Loans is here to help you find out if you can get connected to the financial help you are searching for.5 Our process depends on compassionate and consistent communication. Whether it’s on the phone or online, Max Cash Title Loan customer service is here to help.

Convenience: Online loans are one of the most convenient ways to apply for the financial help you need.  Max Cash Title Loans is here to provide you with a connection to convenience if you are qualified.5 Here at Max Cash Title Loans, we can do the online loan hunting for you. That way, we can compare your loan deal options, so you don’t have to.⁵

Preferences: While you may not be in the same financial situation as every title loan borrower, you can work with Max Cash Title Loans to find a deal that best suits your financial situation.⁵

Max Cash Title Loans can potentially connect you to a suitable choice! Even if you are unfamiliar with the title loan industry or own an older vehicle, applying for a title loan doesn’t have to be a hassle. 

So What Year Does Your Car Have to be to Obtain a Max Cash Title Loan?

At Max Cash Title Loans, we are happy to assist you if you have any questions about the process or any concerns that you may have. You can also visit the website to learn more.  Cars from all different makes, models, and years can potentially qualify for a car title loan!

We do all the work for you in finding the most suitable lender that fits your needs, all at no cost! Our extended network of lenders has some most competitive interest rates in the industry.⁴ Contact us today with any questions you have regarding your future car title loan! Feel free to begin on the inquiry form on our homepage or give a Max Cash Title Loan agent a call at 855-561-5626 to get your car title loan process started! It’s more than just a loan, it is a relief.