When do I Get my Car Title Back After Paying off my Loan?

Let's get started

Get your cash today by filling out this form or for instant pre-approval call (855) 561-56262

  • 1
    Car Information
  • 2
    Your Information
  • 3
    Free Estimate
By tapping or clicking “Get Your Estimate”, you acknowledge and agree to the Terms of Use, FCRA Policy, Electronic Consent and Privacy Policy. You acknowledge and agree that you are providing express written consent for Tradition Media Group LLC to share information you've provided, and for TMG and/or up to six partners to contact you with marketing and other messages via email and/or at the phone number provided via automatic dialing systems, recurring autodialed and prerecorded calls, or SMS/MMS messages (charges may apply), even if my telephone number is listed on a Federal, State, or other jurisdiction Do-Not-Call list. You acknowledge that consent to these communications is not a condition to utilizing these services.

Thank you!

Your application has been submitted.

For faster service call us now!


Next steps

Confirm there are no errors on your credit reports! Your credit score is not a factor but your information must be accurate.

Thanks for Applying

Congrats! We received your application. You might need car insurance for your loan. Click here to compare rates.

Click to Find Insurance

* Clicking the button will direct you to our partner for Car Insurance.

Application Submitted

While we process your info we recommend also applying for a personal loan or credit card to get more money!

Click Here

* Clicking the button will direct you to our partner for Personal Loan or Credit Card Offer.

Thanks For Applying!

We don't offer title loans in your state might be able to help with a personal loan or credit card.

Click Here

* Clicking the button will direct you to our partner for Personal Loan or Credit Card Offer.

Thanks For Applying!

We got your application. If you need immediate cash try a personal loan or credit card offer and we will call you 1st thing in the morning.

Click Here

* Clicking the button will direct you to our partner for Personal Loan or Credit Card Offer.

Thanks For Applying!

We have found a great match for Car Financing!

Get My Financing

* Clicking the button will direct you to our partner for Car Financing.

Thanks For Applying!

We have found a great re-financing match with CarZing!

Get My Financing

* Clicking the button will direct you to our partner for Car Refinancing.


Want to know how much your payments will be? Use our title loan calculator to find out.

Max Cash Calculator
Big Phone Icon - Transparent and Black

Instant Pre-Approvals

Call us anytime seven days a week for instant pre-approvals! 2

(855) 561-5626

An important part of the car title loan process is handing over the car’s title when taking out your loan. Once paid in full, you can get your title loan back. You may be wondering when you get your car title back after paying off your title loan. The good news is that once you pay off your loan, you won’t have to wait very long for your title! 

Title loans Oswego Illinois
Finance manager of the car showroom is calculating the cost of reserving a new car for the customer while signing a car purchase contract.

If you are in the market for a title loan, Max Cash® Title Loans is the best place to start. Instead of being a lender ourselves, we work hard to connect people with title loan lenders all across the country, and the loans we service are flexible and affordable.4 5

What Terms will I Get my Title Back?

Full repayment for a title loan means that in addition to the required monthly payments (which include the principal and interest amount including your final payment, any late fees, or outstanding balances must be paid back. 

How Will I Get my Car Title Back After Paying off my Loan? 

There are generally two ways that the lienholder/ loan lender will return your car’s title: 

An in-person Pickup

You can head to your lender’s location to pick up your car’s title. They will attach a lien release to the car’s title. You can take the attached release to your local State’s Department of Motor Vehicle/ DMV, and they will remove the lien from the vehicle title and print you a new title. 

An Electronic Lien and Title Transfer

Some lenders may be open to an electronic title transfer. They will upload all the necessary documents online, and send them over to a local DMV office, and once you head over there, they can process everything, a when things look good, give you a clean title. 

Other Reasons A Lien May be Added to a Vehicle Title? 

In addition to a title loan, a car loan and a car lease from a dealership will both add a lien to your car’s title. So when you take out an auto loan for a new or used car from third-party financial institution they will technically own the vehicle until the final payment. Missing multiple car payments on a car loan or lease, could mean repossession of the vehicle, so make sure to stay on top of those loan payments. 

A title loan gets you cash while you keep your car!

Why Work with Max Cash Title Loans for a Car Title? 

If you are looking for some extra money through a title loan, start with the experts at Max Cash Title Loan! Here are a few benefits that could come with working with us and the lenders that we work with:

  • Extremely Competitive Interest Rates4
  • Easy Repayment4
  • No Prepayment Penalties3
  • We Can Help you with the Title Transfer Process 
  • Open 7 days a week and during holidays
  • A Fast-Lending Process1 2
  • Flexibility with a Negative Credit Report
  • A Safe and Secure Inquiry Process
  • Low Monthly Payments4
  • Friendly Customer Service
  • No Hidden Fees3 

How Do I Get Started with Max Cash Title Loans?

The entire application process can be conducted online, or over the phone, and involves just a few simple steps:

1) Fill out An Inquiry Form

The first step is going to involve filling out an inquiry form, which can be done online or over the phone, which only takes a few minutes and requires some basic information about the vehicle, and the applicant. 

2) Talk to a Loan Agent About Eligibility 

Once the inquiry form is filled out, and submitted, a loan agent will get into contact with the applicant, and discuss eligibility. Once eligible, a loan contract will be made up, and terms discussed. 

3) Get Funding1 2

Finally, once the contract is made up, agreed upon, and signed, the funding can be made available!1 2 The funds can be transferred straight into a bank account, made available through a check, or picked up at a local MoneyGram!

Need more information on Max Cash Title Loans? Give us a call 7 days a week or check out our FAQ page

After you make that last payment on your car title loan, you can get your vehicle title back! Most lenders can begin the process right away, and it shouldn’t take too long for them. From here all you have to do is head to your local state DMV for either a title transfer or to request a new duplicate title altogether. Lenders can release the lien in person or something electronically–whatever you choose the process is simple and fast.