Let's get started
Get your cash today by filling out this form or for instant pre-approval call (855) 561-56262
Hassle-Free Fast Funds5
Choose Max Cash® Title Loans for speed and simplicity for funding!1 2 5
Retain Your Ride
Maintain your mobility and unlock the funds you need by qualifying for a title loan.5
Bad Credit Isn't a Deal-Breaker5
Your credit score is just one part of the picture. Meet the other requirements to proceed with your loan inquiry.5
Designed to be Convenient4
Loan terms and repayment plans can be convenient through lenders in our network.4
To learn more about title loans in Rhode Island, and on Max Cash® Title Loans give us a call at (855) 561-5626 or visit our FAQ page!
In Title Loans Funded
We have funded over $100 Million in title loans to date.
Covered Nationwide
Wherever you are nationwide Max Cash® Title Loans has you covered.1
Customers Serviced Nationwide
Max Cash® Title Loans is proud to have helped over 13 Million people in America.
The allure of "no credit check" loans in Rhode Island is strong, particularly for those with less-than-perfect credit. Generally, most title loan lenders will perform some form of credit assessment to review your credit history, but that doesn't mean you are out of options if you have a bad credit score.5 Title loans are known to be more flexible than traditional bank loans!
Understanding title loan regulations is vital to protect yourself as a consumer. Like some states, including Maryland, title loans are regulated in Rhode Island. It's important to compare your options to find a lender that matches your needs and offers convenient loan terms.4
Looking to borrow money by using your vehicle as collateral for a title loan in Rhode Island? Good news! The process can be simple and streamlined. Here's what to expect:
- Application: You'll need to complete an application, usually online or in person, providing personal details and information about your vehicle.
- Vehicle Inspection and Appraisal: The lender will likely inspect your vehicle to assess its condition and market value. This valuation will determine the maximum loan amount you can qualify for, but keep in mind that your income can impact the total amount you are eligible to receive.1 5
- Documentation: You'll need to provide various documents, including your vehicle's clear title, proof of income, a valid, government-issued ID, and sometimes proof of residence and car insurance.
- Loan Agreement: If approved, you'll sign a loan agreement outlining the terms, interest rates, repayment schedule, and any associated fees. It's crucial to read and understand every detail of this agreement before signing.5
- Receiving Funds: Once the agreement is signed, the funds are typically disbursed, often within a few business days.1 2 5
While specific requirements may vary slightly between lenders, common qualifications for a car title loan in Rhode Island generally include:
- Vehicle Ownership: You must be the sole legal owner of the vehicle and possess a clear (lien-free) title in your name.
- Proof of Income: Lenders need to see that you have a consistent source of income to repay the loan. This can include pay stubs, bank statements, disability income, or other verifiable sources.
- Government-Issued ID: A valid driver's license or other government-issued identification is required.
- Proof of Residence: You'll need to demonstrate that you are a resident of Rhode Island.
- Vehicle Must Be in Good Condition: The vehicle should be in good working order and have sufficient value in order to be used as collateral for the loan.
- Vehicle Inspection: A physical inspection of your vehicle may be required, but some lenders can accept pictures of your vehicle instead.
- Insurance: Some lenders may require you to have comprehensive or collision insurance on your vehicle during the loan term.
It's essential to thoroughly research and understand all the terms and conditions before committing to a car title loan. Consider all alternatives and ensure you can comfortably meet the repayment obligations to avoid potential repossession of your vehicle.4 5
Question not on the list? Call (855) 561-5626 anytime 7 days/week to talk to one of our helpful representitives.
There are currently 410,885 occupied housing units in Rhode Island. Out of 410,885 houses, 247,565 are owned and 163,320 are rentals. The table below depicts the breakdown of the year in which the householder moved into the unit.
| Since 2017 | 2015-2016 | 2010-2014 | 2000-2009 | 1990-1999 | 1989 or earlier | |
|---|---|---|---|---|---|---|
| Total | 15,953 | 47,040 | 117,090 | 103,424 | 56,192 | 71,186 |
| Owned | 5,134 | 14,335 | 40,575 | 72,525 | 48,243 | 66,753 |
| Rental | 10,819 | 32,705 | 76,515 | 30,899 | 7,949 | 4,433 |
The table below depicts the monthly gross rent for occupied units percentage (%) in Rhode Island :
| City | Occupied units paying rent less than $500 | Occupied units paying rent $500 to $999 | Occupied units paying rent $1,000 to $1,499 | Occupied units paying rent $1,500 to $1,999 | Occupied units paying rent $2,000 to $2,499 | Occupied units paying rent $2,500 to $2,999 | Occupied units paying rent $3,000 or more |
|---|---|---|---|---|---|---|---|
| Bristol | 9.90 | 34.50 | 39.60 | 9.60 | 5.40 | 0.90 | 0.00 |
| Central Falls | 14.70 | 60.40 | 23.10 | 1.50 | 0.00 | 0.20 | 0.00 |
| Coventry | 18.10 | 37.80 | 32.00 | 11.20 | 0.90 | 0.00 | 0.00 |
| Cranston | 17.10 | 28.33 | 32.20 | 21.57 | 0.77 | 0.00 | 0.03 |
| Cumberland | 13.90 | 42.50 | 31.50 | 9.60 | 2.50 | 0.00 | 0.00 |
| East Providence | 21.40 | 37.10 | 35.40 | 4.20 | 1.90 | 0.00 | 0.00 |
| Johnston | 20.60 | 29.50 | 34.30 | 12.60 | 2.40 | 0.60 | 0.00 |
| Lincoln | 18.70 | 22.30 | 33.60 | 22.90 | 1.40 | 1.10 | 0.00 |
| Newport | 18.90 | 19.10 | 27.40 | 18.40 | 10.70 | 3.80 | 1.70 |
| North Kingstown | 21.20 | 31.80 | 33.10 | 10.20 | 2.80 | 0.80 | 0.00 |
The table below depicts formal educational background percentage of householders in Rhode Island:
| Less than high school graduate | High school graduate (includes equivalency) | Some college or associate's degree | Bachelor's degree or higher | |
|---|---|---|---|---|
| Occupied housing units | 8.65 | 24.85 | 27.69 | 38.81 |
| Owner-occupied housing units | 6.50 | 22.92 | 26.73 | 43.85 |
| Renter-occupied housing units | 11.75 | 30.11 | 31.82 | 26.32 |
In Rhode Island, the total population is 1,056,611 with 513,332 identified as male and 543,279 identified as female. Under 18 population is 267,549.
| Total | Male | Female | |
|---|---|---|---|
| Estimate - Citizen, 18 and over population | 789,062 | 375,095 | 413,967 |
| Estimate - Total population | 1,056,611 | 513,332 | 543,279 |
The table below depicts total population breakdown by age in Rhode Island.
| Under 5 years | 54,587 |
| 5 to 9 years | 57,535 |
| 10 to 14 years | 58,943 |
| 15 to 19 years | 73,378 |
| 20 to 24 years | 78,980 |
| 25 to 34 years | 142,877 |
| 35 to 44 years | 123,411 |
| 45 to 54 years | 146,645 |
| 55 to 59 years | 76,732 |
| 60 to 64 years | 69,313 |
| 65 to 74 years | 96,800 |
| 75 to 84 years | 50,433 |
| 85 years and over | 26,977 |
The table below depicts estimated amount which you can receive by car make/model/mileage in Rhode Island.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2021 | Honda | HR-V | 74,999 | $14,236 |
| 2017 | Chevrolet | Silverado | 62,000 | $8,000 |
| 2017 | Nissan | Altima | 55,000 | $4,700 |
| 2016 | Nissan | Rogue | 99,920 | $3,526 |
| 2015 | Nissan | Rogue | 80,000 | $7,000 |
| 2015 | Toyota | Avalon | 215,256 | $7,521 |
| 2015 | Subaru | Impreza | 118,000 | $6,789 |
| 2014 | Acura | MDX | 122,500 | $6,000 |
| 2014 | Jeep | Wrangler | 60,000 | $14,200 |
| 2014 | Jeep | Patriot | 90,000 | $2,500 |
| 2013 | Mercedes-Benz | E Class | 114,800 | $6,579 |
| 2012 | Toyota | Camry | 74,943 | $4,212 |
| 2011 | Chevrolet | Impala | 75,502 | $3,521 |
| 2011 | Hyundai | Elantra | 57,000 | $2,200 |
| 2010 | Honda | Accord | 150,000 | $2,821 |
Learn more about the various Title Loan Services and Cash Options near you.
