Get a Title Loan in Surprise, AZ with Max Cash® Title Loans

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(855) 561-5626

Next steps

Confirm there are no errors on your credit reports! Your credit score is not a factor but your information must be accurate.

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Get Your Fast Money in 3 Simple Steps:5


Apply Online or Over the Phone

Submit a short loan inquiry online or call (855) 561-5626 to get instant pre-approval!2 5


Send in Your Documents

Upon initial pre-approval, you will be asked to submit a couple of documents to verify your information. The faster you submit your documents, the faster we can work with you and connect you to emergency cash!2 5


Choose How to Get Your Money!5

Get your money sent via direct deposit to your bank account, or just pick up your cash at a local MoneyGram near you.

What are the Benefits of Max Cash® Title Loans?

Why Work with Max Cash® Title Loans
in Surprise, AZ

Get Cash Fast1

The process at Max Cash® Title Loans is extremely fast. Get your cash in as quick as 24 hours.1

Keep Your Car

Keep driving your car and get the cash you need when you qualify for a title loan.

Bad Credit OK

As long as you meet the other requirements your credit score is not a major factor!

Convenient Terms

You can work with your lender to come up with a payment plan that works for you!4

Call (855) 561-5626 for instant pre-approval2

Automobile Stores near
Surprise, AZ


13355 W GRAND AVE, Surprise, AZ 85374
13968 N REEMS RD, Surprise, AZ 85379


13811 W BELL RD, Surprise, AZ 85374


16131 W BELL RD, Surprise, AZ 85374
13742 W BELL RD, Surprise, AZ 85374


16205 W BELL RD, Surprise, AZ 85374


17098 N 184TH DR, Surprise, AZ 85374


16573 W BELL RD, Surprise, AZ 85374


11449 W BELL RD, Surprise, AZ 85378


13315 W BELL RD, Surprise, AZ 85378


12845 W BELL RD, Surprise, AZ 85378


17150 N 134TH DR # 100, Surprise, AZ 85378


11405 W BELL RD, Surprise, AZ 85378


13128 W FOXFIRE DR # 106, Surprise, AZ 85378


11303 W MADISEN ELLISE DR, Surprise, AZ 85378


11541 W BELL RD # 101, Surprise, AZ 85378


17070 N 134TH DR, Surprise, AZ 85378


15021 W MAUNA LOA LN, Surprise, AZ 85379


10937 N SOLAR CANYON WAY # 107, Surprise, AZ 85379


17386 W BUCKHORN TRL, Surprise, AZ 85387


16880 W WADDELL RD, Surprise, AZ 85388


13301 N AUTOSHOW AVE, Surprise, AZ 85388


16825 W WADDELL RD, Surprise, AZ 85388


16825 W WADDELL RD, Surprise, AZ 85388


13270 N AUTOSHOW AVE, Surprise, AZ 85388


13301 N AUTOSHOW AVE, Surprise, AZ 85388


12925 N AUTOSHOW AVE, Surprise, AZ 85388


13165 N AUTOSHOW AVE, Surprise, AZ 85388


13474 N AUTOSHOW AVE, Surprise, AZ 85388


13090 N AUTOSHOW AVE, Surprise, AZ 85388


16825 W WADDELL RD, Surprise, AZ 85388


13543 N AUTOSHOW AVE, Surprise, AZ 85388

how it works

The Easy Application Process with
Max Cash® Title Loans in Surprise, AZ

When working with our team, you never have to worry about making appointments or long wait-times we are here for you seven days a week. Here is what the application process will look like:

01. Reach Out to Our Team

To begin the inquiry process, reach out to us via phone, or through our website. We will ask you about the loan amount you are looking for, along with specifics on your vehicle, and on your income. Once you submit this information, a friendly loan representative will reach out to you.

02. Discuss Next Steps

Once in contact, a loan agent will explain things a little further, and talk to you above your qualifications/pre-approval. If you meet the basic requirements for a title loan, the search for the right lender will begin.5

03. Find out Pre-approval of Your Loan Application

If a lender is found, you can learn more about them and if a good fit, apply with an online application!5 Once pre-approved with a lender you could have your funds in as little as one business day!1 2 5

To learn more about title loans in Surprise, AZ, and on Max Cash® Title Loans give us a call at (855) 561-5626 or visit our FAQ page!

Max Cash® Title Loans By The numbers

Personalized Auto Title Loan Experience
for Your Short Term Funding Needs.

$100 Million

In Title Loans Funded

We have funded over $100 Million in title loans to date.

38 States

Covered Nationwide

Wherever you are nationwide Max Cash® Title Loans has you covered.1

10 Million

Customers Serviced Nationwide

Max Cash® Title Loans is proud to have helped over 10 Million people in America.

Call (855) 561-5626 for instant pre-approval2

get your questions answered

Frequently Asked Questions

Upon approval, you could receive your auto title loan funding in Surprise, AZ as soon as the same day, or the next business day.

Unlike with traditional bank loans in Surprise, AZ, bad credit, or even past bankruptcy are not major contributing factors when it comes to car title loan approval!

Typically for Surprise, AZ residents, we use the vehicle year, make, model, and mileage determine the equity in a car. However, vehicle modifications such as interior/exterior improvements, and the overall condition of the vehicle also go into consideration when determining equity. The more details you give us, the more Max Cash® Title Loans may be able to do for you!

YES! People with all credit types in Surprise, AZ are encouraged to inquire about car title loans.

While auto title loan interest rates in Surprise, AZ are typically on the higher side, Max Cash® Title Loans works with lenders with competitive rates, so you know you’re getting the best deal possible!1 4

Question not on the list? Call (855) 561-5626 anytime 7 days/week to talk to one of our helpful representitives.

Find out More about

Surprise, AZ Demographics

There are currently 49,120 occupied housing units in Surprise, AZ. Out of 49,120 houses, 36,457 are owned and 12,663 are rentals. The table below depicts the breakdown of the year in which the householder moved into the unit.

Since 2017 2015-2016 2010-2014 2000-2009 1990-1999 1989 or earlier
Total 2,731 6,544 17,464 18,826 2,862 693
Owned 1,381 3,834 10,518 17,280 2,780 664
Rental 1,350 2,710 6,946 1,546 82 29

The table below depicts the monthly gross rent for occupied units percentage (%) in Surprise, AZ and nearby areas:

Zipcode City Occupied units paying rent less than $500 Occupied units paying rent $500 to $999 Occupied units paying rent $1,000 to $1,499 Occupied units paying rent $1,500 to $1,999 Occupied units paying rent $2,000 to $2,499 Occupied units paying rent $2,500 to $2,999 Occupied units paying rent $3,000 or more
68667 Surprise 100.00 0.00 0.00 0.00 0.00 0.00 0.00
85374 Surprise 2.90 27.60 50.10 13.60 1.80 1.10 2.90
85379 Surprise 0.70 4.50 54.90 33.20 5.50 1.10 0.00
85387 Surprise 3.30 27.40 62.50 3.30 0.00 0.00 3.50
85388 Surprise 0.50 4.50 57.80 28.80 6.00 2.40 0.00

The table below depicts formal educational background percentage of householders in Surprise, AZ:

Less than high school graduate High school graduate (includes equivalency) Some college or associate's degree Bachelor's degree or higher
Occupied housing units 5.95 21.30 40.83 31.90
Owner-occupied housing units 5.53 19.13 39.90 35.48
Renter-occupied housing units 6.93 30.83 43.10 19.15

In Surprise, AZ, the total population is 135,559 with 65,009 identified as male and 70,550 identified as female. Under 18 population is 35,941.

Total Male Female
Estimate - Citizen, 18 and over population 99,618 47,047 52,571
Estimate - Total population 135,559 65,009 70,550

The table below depicts total population breakdown by age in Surprise, AZ.

Under 5 years 7,598
5 to 9 years 8,683
10 to 14 years 10,463
15 to 19 years 8,157
20 to 24 years 6,536
25 to 34 years 15,392
35 to 44 years 18,019
45 to 54 years 16,160
55 to 59 years 7,504
60 to 64 years 7,001
65 to 74 years 17,675
75 to 84 years 9,918
85 years and over 2,453

The table below depicts estimated amount which you can receive by car make/model/mileage in Surprise, AZ.

Year Make Model Miles Funded Amount
2020 Toyota Camry 145,000 $300
2019 Kia Sorento 49,999 $900
2019 Chevrolet Equinox 103,000 $150
2018 Nissan Versa 70,000 $400
2018 Chevrolet Cruze 100,000 $900
2018 Nissan Sentra 107,000 $330
2018 Hyundai Elantra 86,230 $300
2018 Nissan Sentra 68,500 $400
2018 Dodge Charger 26,850 $560
2017 Toyota Camry 65,000 $4,500
2017 Jeep Wrangler 100,000 $250
2017 Kia Forte 40,000 $900
2017 Toyota Camry 65,000 $6,000
2016 Chevrolet Spark 22,000 $1,769
2016 Chevrolet Cruze 20,000 $1,500

Does Max Cash® Title Loans Provide
Service in Surprise, AZ?

Because of the amount of online title loan lenders, we work with, chances are that we service your location.

Click on Your State to Find Out More About Title Loan Services in Your Area

Learn more about the various Title Loan Services and Cash Options near you.

Select Your State
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Find out More about

Surprise, AZ

Looking for a loan, but have credit issues? Max Cash Title Loans is here to help the people of Surprise take care of their auto title loans needs today! There are two simple and convenient options for getting your loan: walk-in and get your loan the same day; or pay less and get lower interest with the Max Cash online process.

Applying for any kind of loan can feel overwhelming. But, due to bad lenders, there are a lot of misconceptions surrounding title loans. You may have a lot of questions about the title loans process, and you might find yourself frustrated with the lack of straightforward answers. Max Cash Title Loans wants you to feel confident that you are making the right choices.

Call (855) 561-5626 for instant approval1

We are with you every step of the way, so don’t hesitate to reach out to a representative at any time. You can contact a representative at (855) 561-5626.


Max Cash Title Loans in Surprise has two convenient options:

Call (855) 561-5626 for instant approval1

Option 1 – Online with Lower Interest

  • Your interest rate drops with every on-time payment, resulting in up to a 50% decrease!2
  • You have up to 3 years to pay off the loan with no early payment penalties
  • Borrow more money at your current interest rate if needed
  • Great way to increase your credit score as timely payments are made
  • Hassle free online process with no vehicle inspection required

Option 2 – Faster Walk-In Process

  • Meet your lender face-to-face
  • Physically hand in your documents and go through a vehicle inspection
  • Interest rates are a little higher
  • Your representative will discuss the factors that determine the payback rules of your loan
  • Get cash or a check the same day!

We want you to be successful and to provide you helpful tools to plan for your future. Use this easy title loan calculator to figure out how much your payments can be.

More On How Option 1 Works

Lower Your Interest Rate

The average interest rate for title loans in Surprise is 200-400%. With the online option, your interest rate typically starts around 175%4 You can expect to save a lot right off the bat!
Because we advocate for you, our lenders are able to offer a special program to give you a lower interest rate with every payment you make on time. This means your final payment can be 50% less than your first one! This considerable drop can lower your interest all the way down to just 32%, which is comparable to credit card rates3 4

36 Month to Pay with NO Penalties

The online option allows you up to 3 years to pay back your loan. Of course, you can pay it off earlier and not be faced with any hidden fees or surprise penalties. In fact, there are no surprises at all!

Keep Your Interest Rate, Even if You Borrow More

Even when we are working hard to improve our financial situation, life can still throw a curveball or two. That’s why Max Cash’s lenders offer you an opportunity to borrow more money at the current interest rate of your loan. If you’ve been making payments on-time, you’ve earned your lower interest rate, so your new loan will reflect that!

A Chance to Improve Your Credit

Max Cash Title Loans is in the business of helping to provide you financial relief. Therefore, we are excited to provide programs that can build or reestablish good credit. Other title loan structures are designed to keep you locked into an impossible payment, giving you an incredibly high debt ratio. But, by providing payments on time, your debt decreases faster and that may reflect positively on your credit history. Max Cash Title Loans reports to all major credit bureaus, so you can feel confident that your hard work will pay off.

Skip the Hassle of Required Inspections

Title loan lenders usually require an in-person vehicle inspection in order to be approved for a title loan. Customers are often required to meet with an agent, who will perform a vehicle inspection. This includes everything from taking photos of both the interior and exterior of the car, as well as vehicle maintenance testing to make sure everything works properly.

Max Cash Title Loans in Surprise simply requires that you upload a few documents. These include pictures of the vehicle, as well as proof of insurance, income, and address. All these documents may be uploaded onto our secure online portal and sent to your loan processor.

Why You Should Choose Max Cash Title Loans in Surprise for Your Title Loan

Max Cash Title Loans brokers quality loans to customers everywhere in the state of Surprise. Here are just a few of the reasons why Max Cash Title Loans in Surprise is a good choice for you:

  • We work with all credit issues!
  • Title loans ranging between hundreds to thousands of dollars with fair market interest
  • Receive title loans FAST in as little as 2 hours
  • Continue to hang on to your car during the loan period

3 Simple Steps to Get a Car Title Loan

Apply for Title Loans in Surprise

First, just provide simple information about your car such as the year, make, model, and mileage. Then provide a little personal contact information. You have the choice of completing the secure online application or apply over the phone by calling (855) 561-5626.

Get Approved

You will next receive a confirmation call from a Max Cash Title Loans processor with your preapproval loan amount. Next, just answer a few questions to get you fully approved for your desired loan amount. Then take a picture of your driver’s license, car title, a few extra documents and upload for instant approval. It’s really that simple!


There are multiple ways for you to receive your cash, making Max Cash Title Loans simple and convenient. In very little time, your entire loan amount will be directly available for you to access.

Requirements to Get Car Title Loans in Surprise

  • Be a resident of Surprise and be at least 18 years of age
  • Own a vehicle that is fully (or is close to being) paid off
  • Have a verifiable source of income of at least $800 a month
  • Provide proof of car insurance and residency
  • A few personal references

Need More Information on How Title Loans Work?

Title loans can seem confusing to a lot of people. Here is a complete step-by-step guide on how title loans work. Also, take a look at our FAQs to see if we can better assist you!

APPLY TODAY for Title Loans in Surprise!

Apply in seconds using our simple application form. You can also call a Max Cash Title Loans processing expert any day of the week by dialing (855) 561-5626. You can be preapproved and provided your loan amount in just a few minutes! Live representatives are available to talk, chat, and even text throughout the process!

Disclaimer: Max Cash Title Loans services this area but this map does not represent an actual location

Did You Know?

Surprise, AZ Zipcodes

Surprise, AZ Areacodes


Apply for an Online Title Loan in Surprise, AZ Right Away!

No matter where you are located in the United States, chances are we can help you! When you need fast cash do not hesitate to apply for an online title loan! Get started in Surprise, AZ today!