Yes! At Max Cash Title Loans, we are a title loan referral service that operates in the Central, Louisiana area. If you are a resident of Central and need some fast cash, start your search with us.
As a title loan referral service, we could offer tons of unique benefits that a direct lender just cannot match. To learn more or to apply for a title loan right away, give us a call at 855 561 5626 or head to our website to apply for an online title loan right away you’ll find out about pre approval instantly!
If you are new to the car title loan process or need a quick refresher on how these secured loans work keep reading for more information below.
A Brief Overview of How Car Title Loans Work
Title loans are one type of loan, which work by using the borrower’s vehicle as collateral. In most cases, the borrower will get to continue using their vehicle while making payments.
However, the lender will have to have legal ownership of the vehicle, and they will do this by adding a lien on the car’s title. Once the title loan is paid back in full, then the ownership will be transferred back.
In most cases title loans are short-term loans, however, when working with the lenders at Max Cash Title Loans you get could get flexibility with loan terms. This means the loan repayment can be an average of a few months, up to a few years!
Can I Apply for an Auto Title Loan if I Have Bad Credit History or Credit Score?
Some borrowers may be a little hesitant to reach out to us if they have a bad credit history or no credit history. However, that is not a huge factor with us, and with our title loan lenders in Central. Instead of focusing on credit, we will look at other aspects of a borrower and their finances:
- A borrower’s income
- The borrower’s ability to repay the loan
- The value of the vehicle involved
Although credit score will not impact eligibility, it may not be a huge surprise that it can impact the loan amount and the interest rate of the loan.
Benefits of Max Cash Title Loans in Central, Louisiana?
As a title loan referral service, our team at Max Cash Title Loans, only works with trusted title loan lenders. Additionally, because of our large network of title loan companies, we may be able to find you a great deal on a title loan search work that you most likely could not do so quickly on your own. 4
Here are some benefits that could come with the referral process we offer, as well as the lenders that we choose to work with:
A Fast Process
When applying for pre approval with Max Cash Title Loans, the process only takes a few minutes. When applying with an actual lender, the process can take about thirty minutes to an hour. Once approved for an auto title loan, you could have the cash in as little as 24 hours. 1 2
Competitive Interest Rates 4
All of the lenders in our network come with highly competitive interest rates.
No Early Payment Penalties 3
You can pay back your loan as early as you would like, without having to worry about pre-payment penalties or fees. 3
Helpful Service Along the Way
No matter what you have questions about the title loan process, we have tons of resources visible on our website. If you want to speak to a person directly, a friendly loan agent will be available 7 days a week to help. You can contact them online, or over the phone (via text message, or a call).
Low Monthly Payments 4
The monthly payments for the title loans through the lenders at Max Cash Title Loans, are kept low throughout repayment. 4 And with on time monthly payments, they could get even lower over time. 4
What Do I Need When Applying for an Auto Title Loan?
When ready to apply for an auto title loan with the actual lender, you will need to have a few documents with you. Here is what most lenders will ask for:
- A State Photo ID (a driver’s licenses, a passport)
- The vehicle title (best if, lien-free)
- Proof of income (pay stubs, bank statements)
- Proof of residence (mail, lease/mortgage info.)
- Three references
- Photos of the car
- Social Security Card (or a document with your name and you social security number)
- Insurance
Most of these documents will be used to verify information about your vehicle, as well as confirming things like your income, and your ability to repay the title loan.
Will There be a Credit Check with Title Loans in Central, Louisiana?
When it comes to title loan pre-approval (something that can be done with Max Cash Title Loans) there will not be a credit check. Whether there will be a hard credit check will depend on the lender.
The convenient thing about credit checks with these loans is that lenders usually conduct them near the end of the process when a borrower is more likely than not to be approved for the loan.
Keep in mind that even with a credit check, your credit history or credit score will not have a huge impact on title loan eligibility.
An Easy Three Step Approval Process with Title Loans Central
Our title loan process is extremely simple, and requires only three easy steps:
- Step 1 Apply the first step takes only a few minutes, and a person can apply online, or over the phone. Check out all our contact information!
- Step 2 Talk to a Loan Agent after a person applies, a loan agent will contact them to discuss eligibility, loan terms, loan type, and your financial needs. Once eligible, that loan agent will ask you a few questions, and then begin the search for lenders in Central!
- Step 3 Get Funding 1 2 once a lender is found, the loan agent will work with both the borrower and lender to figure out loan terms that work for both parties. Once terms are agreed upon, a contract will be made and agreed upon. Then the borrower can get their funding in Central! 1 2
Apply for Auto Title Loan in Central, Louisiana Today!
Ready to find out if you are pre approved for an auto title loan through the lenders at Max Cash Title Loans? Simply head to our website and fill out an inquiry form! Once approved you could get your cash loan! Apply for an online auto title loan today!
Disclaimer: Max Cash Title Loans services this area but this map does not represent an actual location
