Here at Max Cash Title Loans in Cottage Grove, we want to help customers find the best auto title loans for their financial needs.5 As the number one title loan marketplace in the United States, our staff of dedicated loan specialists is available seven days a week for your Cottage Grove title loan needs.
If you would like to start your title loan application, fill out a brief inquiry form to begin the online title loan process. You can also call us directly to begin the process over the phone. To learn more about how title loans in Cottage Grove can benefit you, continue reading below!
How Do Title Loans in Cottage Grove Work?
A car title loan is a type of loan that puts a lien on your vehicle title. Title loans are meant to be a short-term loan to help customers pay for financial emergencies. Most borrowers can repay their title loans in less than a few years. Furthermore, regardless of bad credit scores or credit history, you can still apply. That’s right, no matter what shows up on your credit check, you are still welcome to apply, and may still be eligible for funds.
The total loan amount of your title loan depends on two things: the equity in your vehicle, and your ability to repay the loan. One of the great things with title loans is that borrowers get to continue driving their cars. As the borrower makes monthly payments on their title loan, the lender only holds on to the vehicle title. After you successfully pay back your title loan in full, the lender sends the title back to you.
During the loan application process, a direct lender may ask you to submit personal information, as well as information regarding your vehicle. We will discuss this more in-depth below.
Requirements for a Title Loan Application
Before receiving approval for your loan, lenders will require some necessary information about you and your vehicle. While some documents may vary between lenders, here is what you will likely need to provide:
- A Government-Issued Photo ID (i.e., driver’s license)
- A Clean and Lien-Free Vehicle Title
- Up-To-Date Car Insurance
- Proof of Income (i.e., recent pay stubs)
- Proof of Minnesota Residence (i.e., recent utility bills)
- Pictures of Your Vehicle
- 3 References
Can I Apply for a Title Loan in Cottage Grove?
You sure can!
To apply for your title loan found through Max Cash Title Loans, simply visit our online title loan application page and answer a few questions. In just a few short minutes, you can learn if you are eligible for a title loan! 1 2 5
Following your submission, a loan processor will contact you directly to discuss the next steps with you. You might also need to provide additional information to complete the pre-approval process. From there, we will work with our network of lenders to find a title loan that suits your financial needs. 5
When your application receives final approval, we will send you your loan terms, and you can decide how you would like to receive your cash. 1 2 We can send your money via check or direct deposit into your bank account. 1 2
Find The Cash You Need with Max Cash Title Loans
If you’re looking for a secure and straightforward way to find quick cash, let the experts at Max Cash Title Loans help. With our friendly and knowledgeable staff, we’re available seven days a week to assist you with your Cottage Grove title loan needs. Yes, even Sundays!
To start your title loan application, complete an online title loan application on our website to begin the process. You can also call one of our loan specialists directly to start the process over the phone. We can’t wait to work with you to help you with your cash needs!
Disclaimer: Max Cash Title Loans services this area but this map does not represent an actual location
