Need emergency cash, but not sure where to begin? Title loans in Concord could mean the fast cash that you need. Title loans, sometimes also referred to as auto title loans, car title loans, or pink slip loans are a form of secured lending that make it possible for those with a low credit score or bad credit history to have access to loan funds. Keep reading to learn more about the ins and outs of title loans in Concord, and on the services that Max Cash Title Loans provides all across the United States.
To apply right away, head to our website and fill out an application for an online title loan.
What Are the Requirements for Title Loans in Concord, North Carolina?
When looking into title loans, your first question may be about the requirements for them. In general title loan lenders will pay attention to the value of your vehicle, your income, and your ability to repay the loan. It may also be helpful to know that the value of your vehicle will be determined by its make, model, mileage, and over all condition. In addition to these factors impacting eligibility, they will also impact the loan amount you could get.
Can I be Approved for a Title Loan Even with a Past Bankruptcy?
Yes, even with a past bankruptcy you may be able to get a title loan, as long as you meet the other requirements. One reason that for this, is that the lender will have the security of the vehicle. Keep in mind that there will be a credit check with the process, to check for active bankruptcy.
Do I get to Keep my Car with a Car Title Loan?
When a title loan is taken out, the lender will add themselves as a lien on the vehicle’s title. Simply put, this shows that the car has a current loan on it, and so it cannot be sold. While a lien is on the car’s title, the lender will legally own the vehicle. Once repayment is made in full the car will be yours again. The convenient thing is that most car title loan companies will let their borrower use the vehicle while payments are made.
Are Interest Rates with Title Loans in Concord, North Carolina High?
When comparing title loans interest rates to that of personal loans, or some credit cards, you will notice a difference. There are a few main reasons why;
1) Title loan lenders are taking more of a risk with eligibility, as people with different financial backgrounds or those recovering from a financial situation may be approved. While with personal loans or credit cards a borrower must have a good or excellent credit score.
2) Title loans tend to be more short term than credit cards.
Despite the higher interest rates, title loans can work well for urgent funding. And with the right lender, you may be able to find an interest rate that is competitive to other auto title loans in the market.
This is where Max Cash Title Loans come in! Instead of being a lender ourselves we work hard to search for the right title loan lender. Just talk to us about whether you need a short-term loan, a long-term loan, and other details, and we will do out best to find you a match. Our services are completely free and filing out A loan application takes only a few minutes.
Benefits of Car Title Loans in Concord, North Carolina
On the fence about working with us, here are a few advantages we can bring to the table:
- Online title loans 7 days a week —we are here to help during the week, beyond the standard business hours. We also operate on the weekends!
- Excellent customer service—all of our employees are here to help and serve you with compassion, and knowledge.
- No pre-payment penalties3
- A simple 3 step approval process—the entire title loan process takes about 2 steps; apply, find out loan approval, get the approved funds.
- We do all the search work —finding a lender on your own could take hours and can be a tedious process, let us do it for you in a fraction of that time.
- Highly competitive interest rates4
- Flexibility with repayment—whether you need a loan that last a few months or a few years, one or more of the lenders we work with may be able to accommodate.4
- Low monthly payments from start to end.4
- No hidden fees3
- Hassle free repayment.
- A secure process—all your information is secure, whether you are applying over the phone or online.
- We only work with reputable financial institutions —all of the lenders that we add to our marketplace are put through a thorough vetting process. We also take into consideration our customers experience when deciding to work with lenders.
- Pick up approved funds easily and quickly —Once approved for a title loan in Concord, the funds can be made available in the mail as a check, sent to a bank account, or picked up from any local MoneyGram location.1 2
These are just some of the perks that can with Max Cash Title Loan Concord, and the selected group of lenders that we work with.
Apply for A Vehicle Title Loan in Concord Right Away!
When you need fast cash in Concord, North Carolina, a title loan could be the perfect solution. With flexible approval, a short process, and tons of options, the right title loan for you could mean making ends meet. When searching for title loans in Concord, Max Cash Title Loans is your best bet! As the #1 nationwide online title loan marketplace, we make it easy to find the perfect auto title loan for your needs.
Our services are free, and there is no obligation to continue even after loan approval—so you have nothing to lose by talking to us. To get started simply head to our website and apply for an online title loan or give us a call at 1-(855) 561-5626. If we cannot talk to you Immediately, we will get back to you ASAP.
Disclaimer: Max Cash Title Loans services this area but this map does not represent an actual location
