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Fast Funding Solutions
At Max Cash® Title Loans, speed is our specialty. Secure your cash in as little as 24 hours.1
Cruise & Collect
Stay on the move in your car while accessing the cash you need through a car title loan.
Where Credit Scores Don't Define You
Don't let your score hold you back. Meeting the other qualifications is the key to loan approval.5
Convenient Terms Made Simple
Work collaboratively with your lender to outline a repayment plan that suits your situation.4
To learn more about title loans in Spruce Pine, NC, and on Max Cash® Title Loans give us a call at (855) 561-5626 or visit our FAQ page!
In Title Loans Funded
We have funded over $100 Million in title loans to date.
Covered Nationwide
Wherever you are nationwide Max Cash® Title Loans has you covered.1
Customers Serviced Nationwide
Max Cash® Title Loans is proud to have helped over 13 Million people in America.
Upon approval, you could receive your auto title loan funding in Spruce Pine, NC as soon as the same day, or the next business day.
Unlike with traditional bank loans in Spruce Pine, NC, bad credit, or even past bankruptcy are not major contributing factors when it comes to car title loan approval!
Typically for Spruce Pine, NC residents, we use the vehicle year, make, model, and mileage determine the equity in a car. However, vehicle modifications such as interior/exterior improvements, and the overall condition of the vehicle also go into consideration when determining equity. See our Directory of Title Loan Vehicle Values to see how much you may be able to get!
YES! People with all credit types in Spruce Pine, NC are encouraged to inquire about car title loans.
While auto title loan interest rates in Spruce Pine, NC are typically on the higher side, Max Cash® Title Loans works with lenders with competitive rates, so you know you’re getting the best deal possible!1 4
Question not on the list? Call (855) 561-5626 anytime 7 days/week to talk to one of our helpful representitives.
There are currently 3,580 occupied housing units in Spruce Pine, NC. Out of 3,580 houses, 2,903 are owned and 677 are rentals. The table below depicts the breakdown of the year in which the householder moved into the unit.
| Since 2017 | 2015-2016 | 2010-2014 | 2000-2009 | 1990-1999 | 1989 or earlier | |
|---|---|---|---|---|---|---|
| Total | 78 | 288 | 876 | 886 | 756 | 696 |
| Owned | 40 | 127 | 530 | 819 | 712 | 675 |
| Rental | 38 | 161 | 346 | 67 | 44 | 21 |
The table below depicts the monthly gross rent for occupied units percentage (%) in Spruce Pine, NC and nearby areas:
| Zipcode | City | Occupied units paying rent less than $500 | Occupied units paying rent $500 to $999 | Occupied units paying rent $1,000 to $1,499 | Occupied units paying rent $1,500 to $1,999 | Occupied units paying rent $2,000 to $2,499 | Occupied units paying rent $2,500 to $2,999 | Occupied units paying rent $3,000 or more |
|---|---|---|---|---|---|---|---|---|
| 28777 | Spruce Pine | 53.80 | 39.30 | 6.60 | 0.30 | 0.00 | 0.00 | 0.00 |
| 35585 | Spruce Pine | 0.00 | 60.00 | 0.00 | 40.00 | 0.00 | 0.00 | 0.00 |
The table below depicts formal educational background percentage of householders in Spruce Pine, NC:
| Less than high school graduate | High school graduate (includes equivalency) | Some college or associate's degree | Bachelor's degree or higher | |
|---|---|---|---|---|
| Occupied housing units | 13.20 | 28.50 | 37.00 | 21.20 |
| Owner-occupied housing units | 10.90 | 29.00 | 35.20 | 24.90 |
| Renter-occupied housing units | 23.20 | 26.60 | 44.90 | 5.30 |
In Spruce Pine, NC, the total population is 10,314 with 6,139 identified as male and 4,175 identified as female. Under 18 population is 1,741.
| Total | Male | Female | |
|---|---|---|---|
| Estimate - Citizen, 18 and over population | 8,573 | 5,236 | 3,337 |
| Estimate - Total population | 10,314 | 6,139 | 4,175 |
The table below depicts total population breakdown by age in Spruce Pine, NC.
| Under 5 years | 396 |
| 5 to 9 years | 371 |
| 10 to 14 years | 409 |
| 15 to 19 years | 413 |
| 20 to 24 years | 373 |
| 25 to 34 years | 1,476 |
| 35 to 44 years | 1,679 |
| 45 to 54 years | 1,663 |
| 55 to 59 years | 855 |
| 60 to 64 years | 734 |
| 65 to 74 years | 1,054 |
| 75 to 84 years | 540 |
| 85 years and over | 351 |
Learn more about the various Title Loan Services and Cash Options near you.
