Looking for a loan, but have credit issues? Max Cash Title Loans is here to help the people of Cedar Rapids take care of their auto title loans needs today! There are two simple and convenient options for getting your loan: walk-in and get your loan the same day; or pay less and get lower interest with the Max Cash online process.
Applying for any kind of loan can feel overwhelming. But, due to bad lenders, there are a lot of misconceptions surrounding title loans. You may have a lot of questions about the title loans process, and you might find yourself frustrated with the lack of straightforward answers. Max Cash Title Loans wants you to feel confident that you are making the right choices. We are with you every step of the way, so don’t hesitate to reach out to a representative at any time. You can contact a representative at (855) 561-5626.
Max Cash Title Loans in Cedar Rapids has two convenient options:
Option 1 – Online with Lower Interest
- Your interest rate drops with every on-time payment, resulting in up to a 50% decrease!2
- You have up to 3 years to pay off the loan with no early payment penalties
- Borrow more money at your current interest rate if needed
- Great way to increase your credit score as timely payments are made
- Hassle free online process with no vehicle inspection required
Option 2 – Faster Walk-In Process
- Meet your lender face-to-face
- Physically hand in your documents and go through a vehicle inspection
- Interest rates are a little higher
- Your representative will discuss the factors that determine the payback rules of your loan
- Get cash or a check the same day!
We want you to be successful and to provide you helpful tools to plan for your future. Use this easy title loan calculator to figure out how much your payments can be.
More On How Option 1 Works
Lower Your Interest Rate
The average interest rate for title loans in Cedar Rapids is 200-400%. With the online option, your interest rate typically starts around 175%4 You can expect to save a lot right off the bat!
Because we advocate for you, our lenders are able to offer a special program to give you a lower interest rate with every payment you make on time. This means your final payment can be 50% less than your first one! This considerable drop can lower your interest all the way down to just 32%, which is comparable to credit card rates.3,4
36 Month to Pay with NO Penalties
The online option allows you up to 3 years to pay back your loan. Of course, you can pay it off earlier and not be faced with any hidden fees or penalties. In fact, there are no surprises at all!
Keep Your Interest Rate, Even if You Borrow More
Even when we are working hard to improve our financial situation, life can still throw a curveball or two. That’s why Max Cash’s lenders offer you an opportunity to borrow more money at the current interest rate of your loan. If you’ve been making payments on-time, you’ve earned your lower interest rate, so your new loan will reflect that!
A Chance to Improve Your Credit
Max Cash Title Loans is in the business of helping to provide you financial relief. Therefore, we are excited to provide programs that can build or reestablish good credit. Other title loan structures are designed to keep you locked into an impossible payment, giving you an incredibly high debt ratio. But, by providing payments on time, your debt decreases faster and that may reflect positively on your credit history. Max Cash Title Loans reports to all major credit bureaus, so you can feel confident that your hard work will pay off.
Skip the Hassle of Required Inspections
Title loan lenders usually require an in-person vehicle inspection in order to be approved for a title loan. Customers are often required to meet with an agent, who will perform a vehicle inspection. This includes everything from taking photos of both the interior and exterior of the car, as well as vehicle maintenance testing to make sure everything works properly.
Max Cash Title Loans in Cedar Rapids simply requires that you upload a few documents. These include pictures of the vehicle, as well as proof of insurance, income, and address. All these documents may be uploaded onto our secure online portal and sent to your loan processor.
Why You Should Choose Max Cash Title Loans in Cedar Rapids for Your Title Loan
Max Cash Title Loans brokers quality loans to customers everywhere in the state of Iowa. Here are just a few of the reasons why Max Cash Title Loans in Cedar Rapids is a good choice for you:
- We work with all credit issues!
- Title loans ranging between hundreds to thousands of dollars with fair market interest
- Receive title loans FAST in as little as 2 hours
- Continue to hang on to your car during the loan period
3 Simple Steps to Get a Car Title Loan
Apply
First, just provide simple information about your car such as the year, make, model, and mileage. Then provide a little personal contact information. You have the choice of completing the secure online application or apply over the phone by calling (855) 561-5626.
Get Approved
You will next receive a confirmation call from a Max Cash Title Loans processor with your preapproval loan amount. Next, just answer a few questions to get you fully approved for your desired loan amount. Then take a picture of your driver’s license, car title, a few extra documents and upload for instant approval. It’s really that simple!
GET YOUR MONEY!
There are multiple ways for you to receive your cash, making Max Cash Title Loans simple and convenient. In very little time, your entire loan amount will be directly available for you to access.
Requirements to Get Car Title Loans in Cedar Rapids
- Be a resident of Cedar Rapids and be at least 18 years of age
- Own a vehicle that is fully (or is close to being) paid off
- Have a verifiable source of income of at least $800 a month
- Provide proof of car insurance and residency
- A few personal references
Need More Information on How Title Loans Work?
Title loans can seem confusing to a lot of people. Here is a complete step-by-step guide on how title loans work. Also, take a look at our FAQs to see if we can better assist you!
APPLY TODAY!
Apply in seconds using our simple application form. You can also call a Max Cash Title Loans processing expert any day of the week by dialing (855) 561-5626. You can be preapproved and provided your loan amount in just a few minutes! Live representatives are available to talk, chat, and even text throughout the process!
Disclaimer: Max Cash Title Loans services this area but this map does not represent an actual location
